Economics, Econometrics and Finance, Accounting, General Business, Management and Accounting, Organizational Behavior and Human Resource Management
2
Scopus Publications
17
Scholar Citations
2
Scholar h-index
Scopus Publications
Ethics and Regulation in FinTech and AI-Driven Finance: Shaping the Future of Policy Rajimol K. P., Yashswini Varde, G. V. Mruthyunjaya Sharma, R. Harsha, P. Karthikeyan, et al. Intersecting AI Neurofinance and Behavioral Finance for Decision Making, 2026 The landscape of financial services is on a changing trajectory with all the promises of enhanced efficiency, reach, and innovation by FinTech evolution and AI-driven financial systems. There is a flip side to this: it raises serious ethical dilemmas and regulatory challenges. This chapter looks into the dynamic and ever-evolving space at the border of ethics, AI, and fintech: the current issues including algorithmic bias, data privacy, transparency and accountability, and systemic risk. The chapter analyses in a critical manner the application-level governmental regulatory regimes across major jurisdictions to ascertain whether contemporary modes of governance can again contend with the identified issues. It puts forward a more forward-looking view of human-centric policymaking in AI-driven finance, with emphasis on regulatory sandboxing, guiding digital ethics principles, and cross-border coordination for responsible innovation.
An Exploratory Study on Social Media Influence on Investment Decisions of Individuals from the Indian Context B Eshwari, SJ Michael, KR Ravi, GV Mruthyunjaya Sharma, ... Empowering Business Through Technology: Innovations Shaping Our Future, 657-666 , 2026 2026.0
Ethics and Regulation in FinTech and AI-Driven Finance: Shaping the Future of Policy KP Rajimol, Y Varde, GVM Sharma, R Harsha, P Karthikeyan, M Suresh Intersecting AI, Neurofinance, and Behavioral Finance for Decision Making … , 2026 2026.0
Financial Risks And Insurance Models In Vascular Care GVM Sharma, R Gothe, KR Ravi, N Kalgi Vascular and Endovascular Review 8 (12s), 411-420 , 2025 2025.0 Citations: 1
FUTURE SMART BANKING A WAY TOWARDS METAVERSE-A CONCEPTUAL FRAMEWORK GVM Sharma, JR Archana BANKING AND FINANCIAL TRANSFORMATION, 19 , 2025 2025.0
" Evaluating the Efficacy of Forensic Accounting over Traditional Auditing and its application in selected Industries in Bengaluru". GV Sharma, H GP, KR Ravi, P Mohanraj European Economics Letters 15 (3) , 2025 2025.0
Effectiveness of work life balance towards employee engagement in hospitals with special reference to Bangalore K MeenaDevi, RK Ch, GVM Sharma, K SubbaAnantha AI in Business: Opportunities and Limitations: Volume 1, 503-511 , 2024 2024.0 Citations: 7
Work habits based on agile methodology: metrics and procedures K Meenadevi, GV Mruthyunjaya Sharma, JR Archana, K Subba Anantha Digitalisation: Opportunities and Challenges for Business. ICBT , 2022 2022.0 Citations: 8
Competency-based interviewing in BFSI companies: A conceptual framework JR Archana The Seybold Report Journal 17 (11), 2329-2341 , 2022 2022.0 Citations: 1
STRATEGIC ISSUES AND DIMENSIONS OF BRAND MANAGEMENT IN FINANCIAL SERVICES. MG KRISHNAMURTHY, GVM SHARMA, M KEMPEGOWDA CLEAR International Journal of Research in Commerce & Management 5 (12) , 2014 2014.0
Micro Finance Industry in India - Issues & Challenges DGVM SHARMA Micro Finance & Sustainable Livelihood Promotions in India, 554 , 2010 2010.0
UGC Approved: Serial No: 46802 A Shukla, J Regy, DH Malini, A Bharathy, MI Mukherjee, G Patra, ...
IMPACT OF OCTAPACE CULTURE ON PERFORMANCE AND JOB SATISFACTION WITH SPECIAL REFERENCE TO IT EMPLOYEES IN BANGALORE JR ARCHANA, KS ANANTHA
Self-Help Groups (SHGs): A Pathway to Accelerating Women’s Economic Status
MOST CITED SCHOLAR PUBLICATIONS
Work habits based on agile methodology: metrics and procedures K Meenadevi, GV Mruthyunjaya Sharma, JR Archana, K Subba Anantha Digitalisation: Opportunities and Challenges for Business. ICBT , 2022 2022.0 Citations: 8
Effectiveness of work life balance towards employee engagement in hospitals with special reference to Bangalore K MeenaDevi, RK Ch, GVM Sharma, K SubbaAnantha AI in Business: Opportunities and Limitations: Volume 1, 503-511 , 2024 2024.0 Citations: 7
Financial Risks And Insurance Models In Vascular Care GVM Sharma, R Gothe, KR Ravi, N Kalgi Vascular and Endovascular Review 8 (12s), 411-420 , 2025 2025.0 Citations: 1
Competency-based interviewing in BFSI companies: A conceptual framework JR Archana The Seybold Report Journal 17 (11), 2329-2341 , 2022 2022.0 Citations: 1
An Exploratory Study on Social Media Influence on Investment Decisions of Individuals from the Indian Context B Eshwari, SJ Michael, KR Ravi, GV Mruthyunjaya Sharma, ... Empowering Business Through Technology: Innovations Shaping Our Future, 657-666 , 2026 2026.0
Ethics and Regulation in FinTech and AI-Driven Finance: Shaping the Future of Policy KP Rajimol, Y Varde, GVM Sharma, R Harsha, P Karthikeyan, M Suresh Intersecting AI, Neurofinance, and Behavioral Finance for Decision Making … , 2026 2026.0
FUTURE SMART BANKING A WAY TOWARDS METAVERSE-A CONCEPTUAL FRAMEWORK GVM Sharma, JR Archana BANKING AND FINANCIAL TRANSFORMATION, 19 , 2025 2025.0
" Evaluating the Efficacy of Forensic Accounting over Traditional Auditing and its application in selected Industries in Bengaluru". GV Sharma, H GP, KR Ravi, P Mohanraj European Economics Letters 15 (3) , 2025 2025.0
STRATEGIC ISSUES AND DIMENSIONS OF BRAND MANAGEMENT IN FINANCIAL SERVICES. MG KRISHNAMURTHY, GVM SHARMA, M KEMPEGOWDA CLEAR International Journal of Research in Commerce & Management 5 (12) , 2014 2014.0
Micro Finance Industry in India - Issues & Challenges DGVM SHARMA Micro Finance & Sustainable Livelihood Promotions in India, 554 , 2010 2010.0
UGC Approved: Serial No: 46802 A Shukla, J Regy, DH Malini, A Bharathy, MI Mukherjee, G Patra, ...
IMPACT OF OCTAPACE CULTURE ON PERFORMANCE AND JOB SATISFACTION WITH SPECIAL REFERENCE TO IT EMPLOYEES IN BANGALORE JR ARCHANA, KS ANANTHA
Self-Help Groups (SHGs): A Pathway to Accelerating Women’s Economic Status
