I have completed PhD in Government and Public Policy from National Defence University. My master was in Economics from Fatima Jinnah Women's University Rawalpindi.
RESEARCH, TEACHING, or OTHER INTERESTS
Multidisciplinary, Economics, Econometrics and Finance, Health Policy, Renewable Energy, Sustainability and the Environment
Entrepreneurship and income distribution in Indonesia: time-series evidence Abdul Rahim Ridzuan, Imam Santoso, Ahmad Al Izham Izadin, Smarnika Ghosh, Naila Erum, Saizal Pinjaman, Vikniswari Vija Kumaran Journal of Entrepreneurship in Emerging Economies, 2026 Purpose This study aims to examine the effects of entrepreneurship, economic growth, trade openness, financial development, human capital and labor force participation on income inequality in Indonesia. It aims to determine whether entrepreneurship promotes inclusive growth or intensifies disparities, with reference to Indonesia’s Vision 2045 agenda. Design/methodology/approach Annual time-series data from 1990 to 2024 are analyzed using the autoregressive distributed lag model to estimate both short- and long-run dynamics. Robustness is confirmed through fully modified ordinary least squares and dynamic ordinary least squares, complemented by diagnostic and stability tests. The study adopts the Toda–Yamamoto Granger noncausality test to test the causality between the variables as a final test to enrich the outcomes. Findings Results indicate that entrepreneurship (ENT), financial development (FD) and labor force participation (LAB) increase inequality in the long run, while economic growth, trade openness (TO) and human capital (HC) reduce disparities (GINI). In the short run, GDP growth and human capital act as strong equalizers, whereas entrepreneurship exerts only a weak effect. These findings suggest that without equity safeguards, entrepreneurial and financial growth disproportionately benefit wealthier groups. Research limitations/implications The study relies on national data, which may obscure regional variations and differences between necessity- and opportunity-driven entrepreneurship. Practical implications Equitable micro, small and medium enterprise financing, digital integration, vocational education and labor protections are essential to make entrepreneurial and financial development more inclusive. Social implications Strengthening inclusive entrepreneurship, equitable financial systems and human capital investment will help Indonesia achieve sustainable, socially equitable growth toward Vision 2045. Originality/value To the best of the authors’ knowledge, the paper provides one of the first Indonesia-specific long-term time-series assessments of the entrepreneurship–inequality nexus. By integrating multiple macroeconomic drivers, it offers original empirical insights for balancing growth and equity in an emerging economy.
Growth Impact of Remittances in the Presence of Uncertainties and Complexities: Evidence from Global Emerging Markets Naila Erum, Lilian Onose Okpeku, Rashidat Sumbola Akande, Nor Balkish Zakaria, Nor Hafizah Binti Mohamed Harith Global Journal of Emerging Market Economies, 2026 Remittance inflows serve as an important source of income for many developing, particularly emerging, economies. This study investigates the short- and long-run relationships between remittances and economic growth in the presence of economic uncertainties, capturing policy uncertainty, financial market instability, political instability, as well as economic complexity reflecting production diversification and sophistication. The analysis is based on data from 26 emerging economies from 1996 to 2023. Results from the cross-sectional dependence test necessitated the use of the Cross-Sectional Autoregressive Distributive Lag model to account for the long- and short-run cross-sectional dependence among the variables. Consistent with some previous literature, the results indicate that remittances, in isolation, exert a negative impact on economic growth in global emerging economies. However, in contrast to prior studies that focus only on the individual effects of remittances, the interaction between remittances and economic uncertainties and complexities reveals that remittances positively contribute to economic growth when these factors are taken into account. Policy implication highlights the need to incorporate macroeconomic and political uncertainties, as well as production complexities, in designing remittance-related policies for emerging economies. JEL Classification F24, L16, D8, Q5, Q43
The role of environmental awareness, renewable energy, and green innovation in shaping climate change perceptions Abid Hussain, Shahida kanwel, Naila Erum, Urooj Pasha, Muzaffar Asad, Sajjad Nawaz Khan, Nor Balkish Zakaria, Zuraidah Mohd Sanusi Scientific Reports, 2025 Globally, pollution is deteriorating the climate with air and water pollution, harboring more pathogens and parasites that affect the agriculture sector, food quality, and human life. The study aims to examine how pollution deteriorates the environment and focuses on renewable energy and the adoption of green innovation adoption as solutions to reduce the detrimental effects of traditional energy consumption practices with the help of spreading environmental awareness. VBN theory was applied to the framework that explores climate change via environmental awareness. In contrast, renewable energy adoption (REA) mediates the relationship between awareness and climate change, and green innovation strengthens the relationship between environmental awareness and renewable energy adoption. The data was collected from high-level managers of 368 Chinese SME firms, and PLS-SEM was applied to validate the data. This study explores how environmental awareness influences renewable energy adoption, green innovation adoption (GIA), and climate change perceptions in Chinese SMEs. This study is an essential contribution to the development of VBN theory at the organizational level by demonstrating how values and beliefs integrated in SME implementations lead to pro-environmental practices that sustain climate resilience.This study, by focusing on the theoretical perspective of VBN is instrumental for developing new insights regarding how organizational values and beliefs influence SMEs' sustainability strategy. The results also make policy recommendations and managerial actions that are based on environmental consciousness, renewable energy, and innovation to control climate risks.
Asymmetric effects of industrial robots on energy intensity: The moderating role of macroeconomic factors MA Zambrano-Monserrate, N Erum, B Bergougui The Journal of Economic Asymmetries 33, e00449 , 2026 2026 Citations: 2
The effects of technological innovation and ICT development on economic growth in Indonesia: evidence from the ARDL approach AR Ridzuan, D Puspita Andriani, J Kustiandi, A Al Izham Izadin, S Ghosh, ... Quality & Quantity, 1-23 , 2026 2026
Entrepreneurship and income distribution in Indonesia: time-series evidence AR Ridzuan, I Santoso, AAI Izadin, S Ghosh, N Erum, S Pinjaman, ... Journal of Entrepreneurship in Emerging Economies, 1-25 , 2026 2026
Growth Impact of Remittances in the Presence of Uncertainties and Complexities: Evidence from Global Emerging Markets N Erum, LO Okpeku, RS Akande, NB Zakaria, NHBM Harith Global Journal of Emerging Market Economies, 09749101261429432 , 2026 2026
THE ROLE OF ICT DEVELOPMENT IN PROMOTING CONTROL OF CORRUPTION: EVIDENCE FROM ASEAN COUNTRIES N Erum, VTT Binh, SD Jayanti Journal of Applied Finance and Accounting 12 (2) , 2025 2025
Impact of the circular economy on human development: evidence from Germany N Erum, K Musa, S Tufail, J Said, NB Zakaria Environment, Development and Sustainability 27 (12), 30385-30410 , 2025 2025 Citations: 14
The role of environmental awareness, renewable energy, and green innovation in shaping climate change perceptions A Hussain, S Kanwel, N Erum, U Pasha, M Asad, SN Khan, NB Zakaria, ... Scientific Reports 15 (1), 40933 , 2025 2025 Citations: 4
Remittances and Economic Growth Nexus: The Moderating Role of Economic Uncertainty and Complexity in Emerging Markets N Erum, LO Okpeku, RS Akande Proceeding of International Conference on Finance, Economics, Management … , 2025 2025
Leader-member exchange differentiation, knowledge hiding, and employee voice: Mediation of workplace ostracism N Mustafa, MM Asghar, N Erum, S Khalid, K Abbas, FAA Nadzri Journal of Nusantara Studies (JONUS) 10 (2), 541-565 , 2025 2025
Enhancing hospital resilience: Dynamic capabilities in the digital age Z Tongtong, J Said, NB Zakaria, N Erum, YJ Ason Journal of Nusantara Studies (JONUS) 10 (2), 634-654 , 2025 2025
Canceled trips and modified routes: Electric vehicle user behavior in Ecuador MA Zambrano-Monserrate, N Erum Case Studies on Transport Policy 20, 101426 , 2025 2025 Citations: 2
The impact of ICT on energy consumption: Investigating the roles of ICT dimensions, economic development, and energy sources across low-, middle-, and high-income countries KU Ehigiamusoe, S Ramakrishnan, AR Ridzuan, N Erum, D Chebab Journal of the Knowledge Economy 16 (2), 9018-9044 , 2025 2025 Citations: 6
Endogenous growth and the influence of information and communication technology on Poland's economic trajectory JS Keshminder, M Woźniak, R Kusa, AR Ridzuan, N Erum Open Research Europe 5, 131 , 2025 2025
Examining the role of the circular economy in sustainable development: insights from dynamic ARDL and KRLS estimation techniques S Tufail, N Erum, K Musa, J Said, MA Zambrano-Monserrate Smart and Sustainable Built Environment, 1-23 , 2025 2025 Citations: 1
Energy consumption, industrialization, and carbon emission risks in Malaysia K Musa, N Erum, FA Ghapar, C Somthawinpongsai, J Said Environmental Quality Management 34 (3), e70070 , 2025 2025 Citations: 4
The impact of public debt and quality of governance on economic growth in high-income countries K Musa, M Janssen, J Said, NB Zakaria, N Erum Journal of the Knowledge Economy 16 (1), 2817-2843 , 2025 2025 Citations: 14
Quality of Governance and Urbanization as Moderators in the Relationship Between Air Quality, Inclusive Development, and Life Expectancy N Erum, K Musa, RN Sari, ZM Sanusi, J Said Air Quality, Atmosphere & Health , 2025 2025 Citations: 9
Moral Singularity, Consciousness, and Artificial Intelligence in The Algorithmic Age of Islamic Economics, Finance, Society, and Science MA Choudhury, MN Hoque, NB Zakaria, N Erum INVEST J. Sharia & Econ. L. 5, 1 , 2025 2025 Citations: 1
Examine the Mediating Effect of the Risk Control Capability of the Supply Chain Management on the Resilience of Public Hospitals in China T Zhang, Z Nor Balkish, S Jamaliah, JA Yvonne, E Naila ASIA-PACIFIC MANAGEMENT ACCOUNTING JOURNAL 19 (3) , 2024 2024
Understanding how climate preferences, environmental policy stringency, and energy policy uncertainty shape renewable energy investments in Germany: Understanding how climate … MS Meo, N Erum, H Ayad Clean Technologies & Environmental Policy 26 (12), 4483 , 2024 2024 Citations: 35
MOST CITED SCHOLAR PUBLICATIONS
Corruption, natural resources and economic growth: Evidence from OIC countries N Erum, S Hussain Resources Policy 63, 101429 , 2019 2019 Citations: 263
How does institutional quality moderates the impact of tourism on economic growth? Startling evidence from high earners and tourism-dependent economies FF Adedoyin, N Erum, FV Bekun Tourism Economics, 1354816621993627 , 2021 2021 Citations: 134
Foreign direct investment and economic growth in SAARC countries N Erum, S Hussain, A Yousaf The Journal of Asian Finance, Economics and Business 3 (4), 57-66 , 2016 2016 Citations: 62
Energy policy simulation in times of crisis: Revisiting the impact of renewable and non-renewable energy production on environmental quality in Germany FF Adedoyin, N Erum, D Taşkin, D Chebab Energy Reports 9, 4749-4762 , 2023 2023 Citations: 58
Understanding how climate preferences, environmental policy stringency, and energy policy uncertainty shape renewable energy investments in Germany: Understanding how climate … MS Meo, N Erum, H Ayad Clean Technologies & Environmental Policy 26 (12), 4483 , 2024 2024 Citations: 35
Does higher innovation intensity matter for abating the climate crisis in the presence of economic complexities? Evidence from a Global Panel Data FF Adedoyin, N Erum, I Ozturk Technological Forecasting and Social Change 181, 121762 , 2022 2022 Citations: 29
The influence of hospital services on patient satisfaction in OPDs: evidence from the transition to a digital system in South Punjab, Pakistan S Kanwel, Z Ma, M Li, A Hussain, N Erum, S Ahmad Health Research Policy and Systems 22 (1), 93 , 2024 2024 Citations: 26
Revisiting Environmental Kuznets Curve in Relation to Economic Development and Energy Carbon Emission Efficiency: Evidence from Suzhou, China. H Wen, M., Li, M., Erum, N., Hussain, A., & Xie Energies 15 (1) , 2022 2022 Citations: 20
Modeling effect of exchange rate volatility on growth of trade volume in Pakistan MA Siddiqui, N Erum The Journal of Asian Finance, Economics and Business 3 (2), 33-39 , 2016 2016 Citations: 15
Impact of the circular economy on human development: evidence from Germany N Erum, K Musa, S Tufail, J Said, NB Zakaria Environment, Development and Sustainability 27 (12), 30385-30410 , 2025 2025 Citations: 14
The impact of public debt and quality of governance on economic growth in high-income countries K Musa, M Janssen, J Said, NB Zakaria, N Erum Journal of the Knowledge Economy 16 (1), 2817-2843 , 2025 2025 Citations: 14
Impact of the circular economy on ecological footprint: evidence from Germany K Musa, S Tufail, N Erum, J Said, AH Mustaffa Environmental Science and Pollution Research, 1-12 , 2024 2024 Citations: 13
How do air quality, economic growth and energy use affect life expectancy in the Republic of Kazakhstan? JS Orazaliyev Kanat, Zhijun Yan, Naila Erum, Muhammad Mansoor Asghar, Syed ... Air Quality, Atmosphere and Health , 2023 2023 Citations: 13
An analysis of foreign aid and environmental degradation in Pakistan using the ARDL bounds testing technique (1972-2013) A Yousaf, H Khan, N Erum, S Rasul Environmental economics, 16-23 , 2016 2016 Citations: 13
Governance, fiscal expenditure, and economic growth in OIC countries: Role of natural resources and information communication technology N Erum, K Sohag, J Said, K Musa, MM Asghar Resources Policy 90, 1-10 , 2024 2024 Citations: 12
Green growth, economic development, and carbon dioxide emissions: an evaluation based on cointegration and vector error correction models Y Sun, M Li, H Sun, S Kanwel, M Zhang, N Erum, A Hussain Energies 15 (10), 3767 , 2022 2022 Citations: 12
Quality of Governance and Urbanization as Moderators in the Relationship Between Air Quality, Inclusive Development, and Life Expectancy N Erum, K Musa, RN Sari, ZM Sanusi, J Said Air Quality, Atmosphere & Health , 2025 2025 Citations: 9
Identifying and evaluating the socioeconomic factors of COVID vaccine hesitancy through an integrated multicriteria decision analysis approach W Ahmed, S Ali, H Waqas, M Asghar, N Erum Global Social Welfare 11 (4), 307-315 , 2024 2024 Citations: 9
Cross-Border Institutional Partnership And Collaboration For Promoting International Student Mobility A Turalı, J Said, N Erum Proceedings of the International Conference in Technology, Humanities and … , 2023 2023 Citations: 9
The role of infrastructure in promoting domestic investment in Pakistan A Youssaf, N Erum Pakistan Journal of Applied Economics: Special Issue, 543-562 , 2018 2018 Citations: 8