Md Asad Noor

@green.edu.bd

Assistant Professor, Department of Business Administration, Green Business School
Green University of Bangaldesh

Md Asad Noor


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https://researchid.co/ronnieasad

RESEARCH, TEACHING, or OTHER INTERESTS

Business, Management and Accounting, Management of Technology and Innovation
2

Scopus Publications

55

Scholar Citations

5

Scholar h-index

2

Scholar i10-index

Scopus Publications

  • When Does Digital Finance Empower Women? Causal Evidence and Mechanisms From Rural Bangladesh
    Md Asad Noor, Tanjela Hossain, Md Monzur Morshed Bhuiya
    Electronic Journal of Information Systems in Developing Countries, 2026
    Bangladesh's rapid expansion of digital financial services (DFS) raises a central question: do these tools empower rural women, and under what conditions? We analyze survey data from 1202 rural households, complemented by six focus group discussions, and estimate the causal effect of DFS adoption on women's empowerment using two‐stage least squares with agent‐outlet density and mobile network coverage as instruments. We test mechanisms via structural‐equation mediation (DFS → financial inclusion → empowerment) and examine heterogeneity by digital literacy and proximity to agents. DFS adoption increases women's empowerment by 0.37 SD (IV, p < 0.01). Mediation analysis indicates that approximately 54% of the total effect operates through financial inclusion, consistent with gains in savings autonomy, control over remittances, and liquidity during shocks. Effects are largest among women with above‐median digital literacy and among households residing within ~2 km of an agent outlet. Robustness checks, including placebo outcomes and alternative index constructions, yield similar conclusions. This study extends empowerment theory by conceptualizing the impacts of DFS as relational and conditional, rather than automatic. Empowerment primarily emerges through financial inclusion pathways and is moderated by literacy and access. Furthermore, Bangladesh's multi‐channel ecosystem—mobile money, agent banking, and G2P digitization—demonstrates that empowerment outcomes depend on how platforms interact, not merely on access to a single service. In Bangladesh, DFS can shift intra‐household power, but access alone is insufficient. Policy should pair network expansion with targeted digital‐literacy programs and ensure reliable agent liquidity and proximity to deliver inclusive empowerment gains.
  • Can supply chains decarbonize? Exploring the potential of scope 3 emission reduction for sustainable transformation
    AKM Mohsin, Md. Rashed, Markus Gerschberger, Sayed Farrukh Ahmed, Michael Plasch, et al.
    Sustainable Futures, 2025

RECENT SCHOLAR PUBLICATIONS

  • When Does Digital Finance Empower Women? Causal Evidence and Mechanisms From Rural Bangladesh
    MMMB Md Asad Noor, Tanjela Hossain
    THE ELECTRONIC JOURNAL OF INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 92 (2) , 2026
    2026.0
    Citations: 1
  • MODELING MOBILE BANKING ADOPTION IN EMERGING ECONOMIES: EVIDENCE FROM BANGLADESH USING UTAUT2 AND PERCEIVED TRUST
    MANDMMM Bhuiya
    Jagannath University Journal of Business Studies 13 (2), 177-192 , 2025
    2025.0
  • Can supply chains decarbonize? Exploring the potential of scope 3 emission reduction for sustainable transformation
    MAN AKM Mohsin, Md. Rashed, Markus Gerschberger, Sayed Farrukh Ahmed ...
    Sustainable Futures 10 , 2025
    2025.0
    Citations: 2
  • Modeling the Impact of Mobile Financial Services on Financial Literacy in Rural Bangladesh: A UTAUT2-Based Approach
    MA Noor
    South Asian Journal of Social Sciences & Humanities 6 (5), 117-138 , 2025
    2025.0
  • The Influence of Payment Gateways in Bangladesh on Impulsive Purchasing Behavior among Millennials
    A noor
    Global Business and Economics Journal (GBEJ) 5 (2) , 2025
    2025.0
  • Effects of financial inclusion on the economic growth of developing countries: an empirical analysis of the Bangladesh economy
    MA Noor, T Hossain, H Shirazi
    South Asian Journal of Social Sciences and Humanities 3 (6), 10-22 , 2022
    2022.0
    Citations: 10
  • Use of social networking sites among undergrade-level women and its effect on their plans to start a business
    T Hossain, MM Iqbal, H Shirazi, MA Noor
    South Asian Journal of Social Sciences and Humanities 3 (6), 140-162 , 2022
    2022.0
    Citations: 4
  • Acceptance of New Standards for Financial Inclusion by Financial Service Providers in Bangladesh
    MA Noor, T Hossain, H Shirazi
    South Asian Journal of Social Sciences and Humanities 3 (6), 102-122 , 2022
    2022.0
    Citations: 4
  • Crowdfunding: A New Approach to Entrepreneurship's Startup Phase
    MA Noor, T Hossain, H Shirazi
    ABC Journal of Advanced Research 11 (2), 83-96 , 2022
    2022.0
    Citations: 9
  • Mobile Financial Service Providers' Intention to Use Mobile Wallets in Bangladesh.
    MA Noor, T Hossain, A Biswas
    Journal of Educational and Social Research 8 (2), 242-261 , 2022
    2022.0
  • Comparative analysis on joint modeling of emotion and abuse detection in Bangla language
    AI Rahman, Farhan, ZEN Akhand, MAU Noor, J Islam, MM Mahtab, ...
    International Conference on Advances in Computing and Data Sciences, 199-209 , 2022
    2022.0
    Citations: 2
  • FACTORS INFLUENCING THE IMPLEMENTATION OF INTEGRATED FINANCIAL MANAGEMENT INFORMATION SYSTEMS: STUDY FOCUS ON BANGLADESH
    MA Noor
    SOUTH ASIAN JOURNAL OF SOCIAL SCIENCE AND HUMANITIES 3 (2), 32-55 , 2022
    2022.0
    Citations: 10
  • Impact of Compensation Package on Employee Performance Leading to Organization's Financial Performance: Study Focus on Some Selected Private Orgnanizations in Dhaka City
    MANM Tamzid
    Journal of Green Business School 2 (1), 107-117 , 2019
    2019.0
    Citations: 6
  • Training for Cost-Effectiveness vs. Training as Tax Evasion Tool–A Study on Selected Private Companies in Bangladesh
    T Hossain, MA Noor
    Global Disclosure of Economics and Business 7 (1), 7-20 , 2018
    2018.0
    Citations: 2
  • The Impact of ICT on Paddy Production: Study Focus on Zinardi Union, Palash Thana, Narsingdi District, Dhaka
    MA Islam, MF Bari, MA Noor
    Journal of Agricultural Studies ISSN, 2166-0379 , 2017
    2017.0
  • Perception towards women leadership in Bangladesh: A comparative study between public and private sector
    T Hossain, MA Noor
    International Journal of Economics, Commerce, and Management 4 (11), 319-328 , 2016
    2016.0
    Citations: 5
  • Sustainable Futures
    AKM Mohsin, M Rashed, M Gerschberger, SF Ahmed, M Plasch, ...
  • MODELING MOBILE BANKING ADOPTION IN EMERGING ECONOMIES: EVIDENCE FROM BANGLADESH USING UTAUT2 AND PERCEIVED TRUST
    MA Noor, MMM Bhuiya
  • Financial literacy as a social capability shaping mobile banking adoption and trust in rural Bangladesh
    N Md Asad, H Tanjela, T Mohammad
    Hossain and Tanjela, Hossain and• Mohammad, Tamzid, Financial literacy as a … , 0

MOST CITED SCHOLAR PUBLICATIONS

  • Effects of financial inclusion on the economic growth of developing countries: an empirical analysis of the Bangladesh economy
    MA Noor, T Hossain, H Shirazi
    South Asian Journal of Social Sciences and Humanities 3 (6), 10-22 , 2022
    2022.0
    Citations: 10
  • FACTORS INFLUENCING THE IMPLEMENTATION OF INTEGRATED FINANCIAL MANAGEMENT INFORMATION SYSTEMS: STUDY FOCUS ON BANGLADESH
    MA Noor
    SOUTH ASIAN JOURNAL OF SOCIAL SCIENCE AND HUMANITIES 3 (2), 32-55 , 2022
    2022.0
    Citations: 10
  • Crowdfunding: A New Approach to Entrepreneurship's Startup Phase
    MA Noor, T Hossain, H Shirazi
    ABC Journal of Advanced Research 11 (2), 83-96 , 2022
    2022.0
    Citations: 9
  • Impact of Compensation Package on Employee Performance Leading to Organization's Financial Performance: Study Focus on Some Selected Private Orgnanizations in Dhaka City
    MANM Tamzid
    Journal of Green Business School 2 (1), 107-117 , 2019
    2019.0
    Citations: 6
  • Perception towards women leadership in Bangladesh: A comparative study between public and private sector
    T Hossain, MA Noor
    International Journal of Economics, Commerce, and Management 4 (11), 319-328 , 2016
    2016.0
    Citations: 5
  • Use of social networking sites among undergrade-level women and its effect on their plans to start a business
    T Hossain, MM Iqbal, H Shirazi, MA Noor
    South Asian Journal of Social Sciences and Humanities 3 (6), 140-162 , 2022
    2022.0
    Citations: 4
  • Acceptance of New Standards for Financial Inclusion by Financial Service Providers in Bangladesh
    MA Noor, T Hossain, H Shirazi
    South Asian Journal of Social Sciences and Humanities 3 (6), 102-122 , 2022
    2022.0
    Citations: 4
  • Can supply chains decarbonize? Exploring the potential of scope 3 emission reduction for sustainable transformation
    MAN AKM Mohsin, Md. Rashed, Markus Gerschberger, Sayed Farrukh Ahmed ...
    Sustainable Futures 10 , 2025
    2025.0
    Citations: 2
  • Comparative analysis on joint modeling of emotion and abuse detection in Bangla language
    AI Rahman, Farhan, ZEN Akhand, MAU Noor, J Islam, MM Mahtab, ...
    International Conference on Advances in Computing and Data Sciences, 199-209 , 2022
    2022.0
    Citations: 2
  • Training for Cost-Effectiveness vs. Training as Tax Evasion Tool–A Study on Selected Private Companies in Bangladesh
    T Hossain, MA Noor
    Global Disclosure of Economics and Business 7 (1), 7-20 , 2018
    2018.0
    Citations: 2
  • When Does Digital Finance Empower Women? Causal Evidence and Mechanisms From Rural Bangladesh
    MMMB Md Asad Noor, Tanjela Hossain
    THE ELECTRONIC JOURNAL OF INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 92 (2) , 2026
    2026.0
    Citations: 1
  • MODELING MOBILE BANKING ADOPTION IN EMERGING ECONOMIES: EVIDENCE FROM BANGLADESH USING UTAUT2 AND PERCEIVED TRUST
    MANDMMM Bhuiya
    Jagannath University Journal of Business Studies 13 (2), 177-192 , 2025
    2025.0
  • Modeling the Impact of Mobile Financial Services on Financial Literacy in Rural Bangladesh: A UTAUT2-Based Approach
    MA Noor
    South Asian Journal of Social Sciences & Humanities 6 (5), 117-138 , 2025
    2025.0
  • The Influence of Payment Gateways in Bangladesh on Impulsive Purchasing Behavior among Millennials
    A noor
    Global Business and Economics Journal (GBEJ) 5 (2) , 2025
    2025.0
  • Mobile Financial Service Providers' Intention to Use Mobile Wallets in Bangladesh.
    MA Noor, T Hossain, A Biswas
    Journal of Educational and Social Research 8 (2), 242-261 , 2022
    2022.0
  • The Impact of ICT on Paddy Production: Study Focus on Zinardi Union, Palash Thana, Narsingdi District, Dhaka
    MA Islam, MF Bari, MA Noor
    Journal of Agricultural Studies ISSN, 2166-0379 , 2017
    2017.0
  • Sustainable Futures
    AKM Mohsin, M Rashed, M Gerschberger, SF Ahmed, M Plasch, ...
  • MODELING MOBILE BANKING ADOPTION IN EMERGING ECONOMIES: EVIDENCE FROM BANGLADESH USING UTAUT2 AND PERCEIVED TRUST
    MA Noor, MMM Bhuiya
  • Financial literacy as a social capability shaping mobile banking adoption and trust in rural Bangladesh
    N Md Asad, H Tanjela, T Mohammad
    Hossain and Tanjela, Hossain and• Mohammad, Tamzid, Financial literacy as a … , 0