Muhammad Kamaldeen IMAM-TAMIM
@unilorin.edu.ng
Senior Lecturer, Department of Islamic Law, Faculty of Law, University of Ilorin
University of Ilorin
Muhammad Kamaldeen Imam-Tamim holds an LL.B degree in Common and Islamic Law from University of Ilorin, Ilorin-Nigeria, an LLM degree from the Obafemi Awolowo University, Ile-Ife and a Ph.D. degree in Legal Pluralism and Family Law reform from the International Islamic University Malaysia (IIUM). He is a Senior Lecturer and the Project Coordinator in the Department of Islamic Law, Faculty of Law, University of Ilorin, Ilorin. He is a Barrister and Solicitor of the Supreme Court of Nigeria, an Alumnus of the Harvard Law School Institute for Global Law and Policy (IGLP), a member of the Commission on Legal Pluralism, Comparative Law Society of Nigeria among others. He teaches courses such as Islamic Family Law, Islamic Medical Law and Law Research Methodology both at undergraduate and postgraduate levels. His has research interests in Islamic Law, Islamic Family Law, Islamic Medical Law.
EDUCATION
PGDE (University of Ilorin)
PhD (Law) (IIUM, Malaysia)
LL.M (Obafemi Awolowo University, Ile-Ife)
BL (Nigerian Law School)
LL.B (Common & Islamic Law) (Unilorin)
Diploma in Law (CAILS, Ilorin)
RESEARCH, TEACHING, or OTHER INTERESTS
Law, Religious studies
Scopus Publications
Scholar Citations
Scholar h-index
Scholar i10-index
Scopus Publications
Muhammad Kamaldeen Imam-Tamim
Springer International Publishing
Muhammad Kamaldeen Imam-Tamim and Khadijah Akorede Salawu
Maulana Malik Ibrahim State Islamic University
The establishment of NDIC was the government’s major policy shift from saving the banks from collapsing to saving the deposits of the depositors, and the Corporation insures both conventional and Islamic banks. However, the establishment and operational framework of this Corporation is devoid of any Islamic bias. The research work examines the legality of NDIC as an insurer of customers’ deposits within the provisions of Sharia by looking into the need for and the extent to which Islamic banks can participate in the scheme. The research is a normative research and uses a qualitative approach. This method is used to obtain the data from the sources in order to examine the legality of NDIC and its operation within Sharia as the insurer of Islamic bank deposits. The results showed that the major aim of the Corporation is in line with the Sharia but the operations enacted by some legislative frameworks are contrary to the provisions of Sharia. Some recommendations were prescribed to amend these lapses to further improve the standing of NDIC as an Insurer of the deposits of Islamic bank’s customers’, introduction of a mudarabah or musharakah arrangement where the parties involved would share the profit and loss in respect of the invested funds, and the adoption of an Islamic Deposit Insurance Scheme to ensure that Islamic Banks’ participation in DIS is fully sharia-compliant.Pembentukan NDIC merupakan perubahan kebijakan utama pemerintah untuk menyelamatkan bank dari keterpurukan. Kebijakan ini juga bertujuan menyelamatkan simpanan para deposan dan asuransi perusahaan di bank konvensional maupun syariah. Penelitian ini mengkaji legalitas NDIC sebagai penjamin simpanan nasabah dalam ketentuan syariah dengan melihat kebutuhan dan partisipasi bank syariah dalam skema tersebut. Artikel ini merupakan penelitian normatif menggunakan pendekatan kualitatif. Metode tersebut digunakan untuk memperoleh data dari sumber dan menguji legalitas NDIC serta operasionalnya sebagai penjamin simpanan bank syariah. Hasil penelitian menunjukkan bahwa tujuan utama perusahaan sejalan dengan syariah, tetapi eksekusi yang dilakukan oleh beberapa kerangka legislatif bertentangan dengan ketentuan syariah. Beberapa rekomendasi ditentukan untuk mengubah penyimpangan ini, yakni (1) meningkatkan posisi NDIC sebagai penjamin simpanan nasabah bank syariah, (2) sosialisasi akad mudarabah atau musyarakah yang memberikan aturan pada pihak-pihak terlibat untuk berbagi keuntungan dan kerugian sesuai investasi dana, dan (3) penerapan Skema Asuransi Simpanan Syariah untuk memastikan bahwa partisipasi bank syariah dalam DIS sepenuhnya sesuai syariah.
M. K. Imam-Tamim, Najibah Mohd Zin, Norliah Ibrahim, and Roslina Che Soh @ Yusoff
Informa UK Limited
ABSTRACT The concept of globalisation is commonly discussed as an issue in international law. However, little attention is paid to its influence in domestic family law. As a result of the growing trend of globalisation, legal and cultural norms of the host culture and the foreign culture are fused, thereby, leading to cultural homogenisation or cultural hybridisation, depending on the level of accommodation of the foreign norm by the host norm. One of the areas where hybridisation or homogenisation of cultural and legal norms manifests, especially in African countries including Nigeria, is in the marriage system, particularly in the conclusion of marriage contracts. In Nigeria, one of the impacts of cultural hybridisation is the evolvement of multi-tiered marriage, where a couple combines marriages under the statute law, customary law and religious law, especially Islamic law. This paper is an exploratory study of how globalisation impacts on how and why multi-tiered marriage is contracted in contemporary Nigeria. The paper also briefly discusses how the combination of marriages as a response to globalisation affects the operation of family law rules in Nigeria as well as the rights of the parties involved, especially the women.