@sibmbengaluru.edu.in/faculty-n-staff
Assistant Professor
Symbiosis Institute of Business Management, Bengaluru, 95/1, 95/2, Hosur Rd, Electronics City Phase 1, Electronic City
, is working with Symbiosis International University, Bengaluru, India as Assistant Professor. He has obtained his Ph.D. in Management (Finance) from Manonmaniam Sundaranar University, Tamil Nadu, India. He has thirteen years of experience in academics and research. He is a passionate teacher and enthusiastic researcher. He has presented his research ideas in various national and international conferences. He has published around 15 research papers in Journals. His area of research is Banking, Sustainable Finance, Climate Finance and Energy Finance.
MBA, MA(Economics),PhD
Bank risk, Banking Performance, Responsible banking, Financial Inclusion, Green bonds, Green Credit, Energy Poverty, Environmental sustainability
Scopus Publications
Scholar Citations
Scholar h-index
Scholar i10-index
OOI KOK LOANG, ZAMRI AHMAD, and R. V. NAVEENAN
World Scientific Pub Co Pte Ltd
This study examines the relationship between bank-specific variables, macroeconomic variables and non-performing loans (NPLs) in the seven countries of Southeast Asia (Cambodia, Indonesia, Malaysia, Philippines, Singapore, Thailand and Vietnam) during the pre-COVID-19[Formula: see text]and COVID-19 pandemic. This study adopts panel data regression and distributed lagged regression to examine the impact of bank-specific variables and macroeconomic variables as NPL determinants. The results show that bank-specific variables significantly correlate to NPL, but limited evidence indicates the influence of macroeconomic variables during pre-COVID. Nonetheless, macroeconomic variables are significant to NPL with the emergence of the pandemic, while the bank-specific variables are found to be insignificant. It shows that macroeconomic variables have a greater impact during the turbulent period as they affect most businesses, especially during the pandemic. Furthermore, macroeconomic variables are observed to have a stronger influence on developed countries, but the impact of bank-specific variables is stronger in emerging countries. The results of this study assist policymakers, regulators, banks and governments in identifying the determinants of high NPL as the indicator of a financial crisis. Greater emphasis shall be given to the changes in macroeconomic variables.
R.V. Naveenan, T. Jarin, and S.R. Boselin Prabhu
Inderscience Publishers