Dr.R.V.Naveenan

@sibmbengaluru.edu.in

Assistant Professor
Symbiosis Institute of Business Management, Bengaluru, 95/1, 95/2, Hosur Rd, Electronics City Phase 1, Electronic City

Dr.R.V.Naveenan


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https://researchid.co/naveenan
, is working with Symbiosis International University, Bengaluru, India as Assistant Professor. He has obtained his Ph.D. in Management (Finance) from Manonmaniam Sundaranar University, Tamil Nadu, India. He has thirteen years of experience in academics and research. He is a passionate teacher and enthusiastic researcher. He has presented his research ideas in various national and international conferences. He has published around 15 research papers in Journals. His area of research is Banking, Sustainable Finance, Climate Finance and Energy Finance.

EDUCATION

MBA, MA(Economics),PhD

RESEARCH, TEACHING, or OTHER INTERESTS

Business, Management and Accounting, Economics, Econometrics and Finance, Social Sciences
16

Scopus Publications

232

Scholar Citations

9

Scholar h-index

9

Scholar i10-index

Scopus Publications

  • Oil Price and Inflation in India: Exploring Asymmetric Relationship with the NARDL Approach
    Suresh G., Naveen R., Naveenan R. V.
    Fiib Business Review, 2026
    Understanding the dynamics of oil price volatility is a growing concern for oil-importing economies like India. Literature has examined the relationship between oil price shocks and economic growth with linear and symmetric assumptions. These assumptions mask the real effects on economic indicators with structural rigidity. This study examines whether oil price shocks cause asymmetric effects on inflation in India, and if so, how these effects differ in the short and long run. The study employed the non-linear autoregressive distributed lag model using monthly data from April 1997 to March 2025 of Brent Crude oil and the Wholesale Price Index of India. The results confirm long-run asymmetry, and positive oil price changes have a stronger and persistent effect on inflation. There is no significant short-run asymmetry observed. The error correction term indicates that 42% of long-run disequilibrium is adjusted within a month. Diagnostics and robustness tests confirmed model stability and prediction accuracy, and the result is not influenced by any structural break shocks. The results emphasize the need for an inflation-forecasting model to integrate the asymmetric transmission and to adjust its trading strategies and the fiscal policy.
  • Evolving Financial Services: Metaverse Banking as Catalysts for Financial Inclusion in the Virtual Business World
    Naveenan R. V., Brahmadev Panda, Shubham Mittal, Ravindra Babu S.
    Metaverse Dynamics Exploring the Intersection of Technology Business Transformation and User Experience, 2026
    The Metaverse is an expansive digital universe that can redefine traditional businesses and financial services. It represents a transformative space where virtual worlds intersect with digital assets, offering novel opportunities for businesses to redefine financial services. Despite the rapid growth of digital financial services, financial exclusion remains a major challenge, with approximately 1.4 billion adults globally still unbanked. This study explores the role of Metaverse banking (MB) in financial inclusion, highlighting its opportunities and challenges. This study explores the emergence of MB as a catalyst for financial inclusion within the virtual business world. By integrating MB with financial inclusion theories, the paper presents a conceptual framework to analyze opportunities and risks in this domain. The findings provide practical insights for banks, policymakers, and fintech companies on leveraging MB for inclusive economic development.
  • Banking Dynamics and Economic Growth in India: Unveiling the Interplay of Key Performance Indicators
    R. V. Naveenan, T. Viswanathan
    Indian Journal of Finance, 2025
    Purpose : This study aimed to analyze the influence of bank performance on economic growth. We proposed a framework of banking variables to gain a holistic picture. Design/Methodology/Approach : To identify the causal relationship, we ran cointegration tests and vector autoregression (VAR). In addition, we used the impulse response function test. This helped in analyzing the response of GDP growth to banking shocks. Findings : We identified that banking variables like domestic credit (DC), return on equity, and capital adequacy ratio can stimulate economic growth. Long-term and short-term influence of banking performance on economic growth. Improved performance of banks can translate to economic growth. Our results also indicated that well-capitalized banking, high return on equity, and increased credit access were critical drivers of GDP growth. Practical Implications : This research offered important insights into the role of banking performance in influencing economic growth. We recommended that policymakers implement measures to improve capital adequacy, enhance profitability, and increase credit flow for sustained economic success and development. Originality/Value : This study added to existing research by examining how banking performance influenced economic growth in a developing context. Unlike prior studies that focused mainly on advanced economies, our analysis centered on India, offering evidence from an emerging financial system and providing context-specific insights.
  • Empowering energy access: the influence of Islamic banking and Fintech on sustainable energy in MENA
    Naveenan Ramaian Vasantha, Ahmed Bossman, Najaf Iqbal
    International Journal of Islamic and Middle Eastern Finance and Management, 2025
    Purpose This study aims to examine the impact of financial inclusion through Islamic banking and fintech-driven digital financial services on sustainable energy access (SEA) in the Middle East and North African (MENA) region. Despite the region’s abundant energy resources, persistent challenges of energy poverty remain. This study explores how complementary financial mechanisms can address financing gaps in clean energy initiatives. Design/methodology/approach This study explores the influence of Islamic banking and fintech on energy poverty in the MENA region. Using the entropy weight approach, the authors uniquely construct composite SEA indices for individual MENA countries and ascertain how these SEAs are influenced by Islamic banking (FI1) and fintech-driven financial inclusion (FI2). Findings The findings reveal an average SEA value of 0.25, indicating that MENA countries face energy poverty. The analysis shows the influence of banking infrastructure and Islamic financial services on SEA in the Islamic MENA region, highlighting the complexity of the issue. From an aggregate view, both aspects of financial infrastructure improve SEA. The results show that unemployment, trade openness, urbanization and inflation significantly predict SEA. Originality/value The findings apply to the Islamic MENA region because of the larger sample of countries than the single-country studies primarily found in the relevant literature. The findings underscore the complementary roles of Islamic banking and fintech-based financial inclusion in addressing energy poverty, presenting essential implications for policymakers and governments in the MENA region.
  • Crude complexities: sectoral asymmetries in the Indian stock market response to oil price changes
    Suresh Gopal, Naveen Kumara R., Naveenan R. V.
    Cogent Economics and Finance, 2025
    While many studies have examined the impact of oil price changes on stock market returns, most overlook the asymmetric impact on disaggregated sectoral indices. This study addresses this gap by examining the sector-specific impact of oil price changes in India, one of the largest oil-importing economies. Using monthly data from April 2008 to July 2025 collected from the Bloomberg database, we employed both linear and Non-linear ARDL models to explore the asymmetric impact in short- and long-run relationships. The findings reveal significant heterogeneity in the sectoral responses to oil price changes. While the FMCG, media and pharma sectors do not exhibit cointegration with oil prices, other sectors, namely banking, auto, metal, energy, IT, financial services, and real estate, asymmetrically responded to oil price changes. The negative oil price changes cause stronger and short-run sectoral responses than the positive changes, as confirmed by the Wald test and GIRFs. The error correction terms are negative and statistically significant for all the sectors, which confirms a long-run equilibrium and mean-reverting behaviour. This establishes that sectors react differently to positive and negative oil price changes in the long run. Investors must account for the non-linear relationship between these variables and take appropriate action when forming portfolio strategies. The results suggest that policymakers should monitor and find alternative energy sources to avoid sector-specific vulnerabilities during oil price fluctuations.
  • Leveraging Business Intelligence to Explore AI-Driven Transformation in the VUCA and BANI World
    M. Iswarya, R. Nithya, T. Jarin, R. V. Naveenan, Ooi Kok Loang
    Redefining Business in Volatile and Ambiguous Times, 2025
    Artificial Intelligence (AI)-driven technological advancements often create competitive business models especially in the unpredictable BANI and VUCA environments. This chapter focuses on the role AI in transforming Business Intelligence (BI) while allowing efficient decision-making and strategic planning. The AI can transform a business using predictive analytics for volatility, automation to address complexity, decision support in non-linear scenarios, personalized user experiences, reliance on adaptive systems, improving employee productivity, and promoting sustainability. A detailed plan is implemented including resource allocation and timeline for the tasks. Using a mixed class agile methodology, a case study is developed for managing the pandemic crisis in the future for the BANI world. The BI-driven insights regarding mortality rates, infection spread, and economic impact help policymakers form informed and effective decisions. The results demonstrate that AI-driven BI offers improved efficiency, accuracy, scalability, and cost reduction in the BANI world.
  • Nexus Between Financial Inclusion, Digital Inclusion and Health Outcomes: Evidence from Developing Economies
    R. V. Naveenan, Chee Yoong Liew, Ploypailin Kijkasiwat
    Social Indicators Research, 2024
  • Utilizing big data technology for online financial risk management
    Jayasri Kotti, C. Naga Ganesh, R. V. Naveenan, Swapnil Gulabrao Gorde, Mahabub Basha S., Sabyasachi Pramanik, Ankur Gupta
    Artificial Intelligence Approaches to Sustainable Accounting, 2024
    The rise of cloud computing, internet of things, and information technology has made big data technology a common concern for many professionals and researchers. A financial risk control model, known as the MSHDS-RS model, was creatively suggested in response to the present state of inappropriate feature data design in big data risk control technology. The concept is built on multi source heterogeneous data structure (MSHDS) and random subspace (RS). This model is novel in that it uses a normalized sparse model for feature fusion optimization to create integrated features after extracting the hard and soft features from loan customer information sources. Subsequently, a base classifier is trained on the feature subset acquired via probability sampling, and its output is combined and refined by the application of evidence reasoning principles. The accuracy improvement rate of the MSHDS-RS method is approximately 3.0% and 3.6% higher than that of the current PMB-RS methods under the conditions of soft feature indicators and integrated feature indicators, respectively, according to an observation of the operation results of MSHDS-RS models under various feature sets. As a result, the suggested optimization fusion approach is trustworthy and workable. This study has helped to reduce financial risks associated with the internet and may be useful in helping lenders make wise judgments.
  • STABILITY IN CHAOS: IMPACT OF MONETARY, FISCAL, AND FIRM CHARACTERISTICS ON INVESTOR SENTIMENT IN ASIAN EMERGING MARKETS
    Ooi Kok Loang, Sevenpri Candra, Naveenan R. V.
    International Journal of Business and Society, 2024
    This study investigates the impact of firm characteristics, monetary policies, and fiscal policies on investor sentiment, specifically focusing on market volatility and trading volume in six Asian emerging markets during the pre-pandemic and pandemic periods. Using panel data regression on a sample of 5,619 firms between 2015 and 2023, this study analyses the distinct roles of firm-specific factors and macroeconomic policies in shaping market behaviour during periods of economic instability. The findings reveal that firm characteristics such as capital structure and payout policies consistently drive both volatility and trading volume. Monetary policies, particularly interest rates and money supply, showed heightened significance during the pandemic, while fiscal policies, though largely insignificant pre-pandemic, became more relevant during the crisis. The study's results provide critical insights for policymakers and investors on the dynamic interplay between firm-level and macroeconomic factors during crisis periods, emphasising the need for coordinated policy responses.
  • Analyzing corporate disclosure in Indian banks: assessing compliance, corporate attributes, and performance implications
    Naveenan R. V, Ooi Kok Loang, Najaf Iqbal, Suresh G, Mohd Asif Shah
    Cogent Economics and Finance, 2024
    AbstractCorporate disclosure is critical for many stakeholders to make the best decisions possible. Corporate disclosure practices may vary based on corporate attributes. This study focuses on analyzing the influence of corporate attributes on disclosure. We developed a disclosure index using the unweighted disclosure index method for Indian banks. The disclosure index is developed based on data collected from the annual reports covering 2011-2020. The panel regression model examined corporate attributes’ impact on disclosure practices, and the results reveal that corporate attributes significantly influence the disclosure practices of banks. The Disclosure index will help us understand disclosure compliance and the impact of corporate attributes on disclosure. This study reiterates that banks should be transparent and understand the relevance of corporate attributes and information disclosure. It advocates the importance of corporate disclosure, which helps practitioners and policymakers gain the trust of stakeholders, translating into business opportunities and reflecting on the bank’s performance.
  • Impact of Capital Adequacy and Risk on Bank Performance: An Empirical Study
    Asif Pervez, R. V. Naveenan, Ali Hazim Alyamoor, Rohit Bansal, Ankur Gupta, T. Joby Titus
    Aip Conference Proceedings, 2023
  • Exploring financial inclusion in MENA countries: an entropy weight approach
    Naveenan Ramaian Vasantha, Chee Yoong Liew, Ploypailin Kijkasiwat
    International Journal of Islamic and Middle Eastern Finance and Management, 2023
  • NON-PERFORMING LOANS, MACROECONOMIC AND BANK-SPECIFIC VARIABLES IN SOUTHEAST ASIA DURING COVID-19 PANDEMIC
    OOI KOK LOANG, ZAMRI AHMAD, R. V. NAVEENAN
    Singapore Economic Review, 2023
  • Cyber Risk and the Cost of Unpreparedness of Financial Institutions
    R.V. Naveenan, G. Suresh
    Cyber Security and Business Intelligence Innovations and Machine Learning for Cyber Risk Management, 2023
  • Corporate social responsibility of Canara Bank - a systematic status review
    R.V. Naveenan, T. Jarin, S.R. Boselin Prabhu
    International Journal of Business Information Systems, 2022
  • GREEN BANKING PRACTICES IN INDIA-THE CUSTOMER'S PERSPECTIVE
    Academy of Entrepreneurship Journal, 2021

RECENT SCHOLAR PUBLICATIONS

  • Empowering energy access: the influence of Islamic banking and Fintech on sustainable energy in MENA
    N Ramaian Vasantha, A Bossman, N Iqbal
    International Journal of Islamic and Middle Eastern Finance and Management … , 2026
    2026
    Citations: 7
  • Evolving Financial Services: Metaverse Banking as Catalysts for Financial Inclusion in the Virtual Business World
    N RV, B Panda, S Mittal, R Babu S
    2026
  • Oil Price and Inflation in India: Exploring Asymmetric Relationship with the NARDL Approach
    G Suresh, R Naveen, RV Naveenan
    FIIB Business Review, 23197145261421703 , 2026
    2026
  • Leveraging Business Intelligence to Explore AI-Driven Transformation in the VUCA and BANI World
    M Iswarya, R Nithya, T Jarin, RV Naveenan, OK Loang
    Redefining Business in Volatile and Ambiguous Times, 341-374 , 2026
    2026
  • Crude complexities: sectoral asymmetries in the Indian stock market response to oil price changes
    S Gopal, NK R, N RV
    Cogent Economics & Finance 13 (1), 2588921 , 2025
    2025
  • Banking Dynamics and Economic Growth in India: Unveiling the Interplay of Key Performance Indicators
    RV Naveenan, T Viswanathan
    Indian Journal of Finance, 25-40 , 2025
    2025
    Citations: 2
  • Analyzing corporate disclosure in Indian banks: assessing compliance, corporate attributes, and performance implications
    N R. V, OK Loang, N Iqbal, S G, MA Shah
    Cogent Economics & Finance 12 (1), 2297589 , 2024
    2024
    Citations: 15
  • Nexus between financial inclusion, digital inclusion and health outcomes: Evidence from developing economies
    RV Naveenan, CY Liew, P Kijkasiwat
    Social Indicators Research 174 (1), 367-408 , 2024
    2024
    Citations: 26
  • Stability in chaos: impact of monetary, fiscal, and firm characteristics on investor sentiment in Asian emerging markets
    OK Loang, S Candra, RV Naveenan
    International Journal of Business and Society 25 (3), 1145-1164 , 2024
    2024
    Citations: 9
  • Analyzing corporate disclosure in Indian banks: assessing compliance, corporate attributes, and performance implications
    RV Naveenan, OK Loang, SG Najaf Iqbal, MA Shah
    2024
  • Revolutionizing digital financial inclusion with central bank digital currencies
    RV Naveenan, A Nanjundaswamy, OK Loang
    Global developments in central bank digital currency, 194-214 , 2024
    2024
    Citations: 1
  • Utilizing Big Data Technology for Online Financial Risk Management
    J Kotti, CN Ganesh, RV Naveenan, SG Gorde, M Basha, S Pramanik, ...
    Artificial Intelligence Approaches to Sustainable Accounting, 135-148 , 2024
    2024
    Citations: 26
  • Cyber risk and the cost of unpreparedness of financial institutions
    RV Naveenan, G Suresh
    Cyber Security and Business Intelligence, 15-36 , 2023
    2023
    Citations: 9
  • Impact of capital adequacy and risk on bank performance: An empirical study
    A Pervez, RV Naveenan, AH Alyamoor, R Bansal, A Gupta, TJ Titus
    AIP Conference Proceedings 2587 (1), 050023 , 2023
    2023
    Citations: 11
  • Exploring financial inclusion in MENA countries: an entropy weight approach
    N Ramaian Vasantha, CY Liew, P Kijkasiwat
    International Journal of Islamic and Middle Eastern Finance and Management … , 2023
    2023
    Citations: 20
  • Non-performing loans, macroeconomic and bank-specific variables in Southeast Asia during COVID-19 pandemic
    OK Loang, Z Ahmad, RV Naveenan
    The Singapore Economic Review 68 (03), 941-961 , 2023
    2023
    Citations: 45
  • Corporate social responsibility of Canara Bank–a systematic status review
    RV Naveenan, T Jarin, SRB Prabhu
    International Journal of Business Information Systems 40 (3), 376-398 , 2022
    2022
    Citations: 2
  • Green banking practices in India-the customer's perspective
    RV Naveenan, A Madeswaran, KR Arun
    Academy of Entrepreneurship Journal 27, 1-19 , 2021
    2021
    Citations: 13
  • Effectiveness of NPA control measures in managing loan assets in banks
    RV Naveenan, S Levi, S Merlyn
    SCHOLEDGE International Journal of Business Policy & Governance 6 (7), 57-69 , 2020
    2020
    Citations: 3
  • Indian Online Retail Ecosystem-A Study on Flipkart deal with Walmart
    A Polisetty, VK Manda, N RV
    International Journal of Research and Analytical Reviews (IJRAR) , 2019
    2019
    Citations: 1

MOST CITED SCHOLAR PUBLICATIONS

  • Non-performing loans, macroeconomic and bank-specific variables in Southeast Asia during COVID-19 pandemic
    OK Loang, Z Ahmad, RV Naveenan
    The Singapore Economic Review 68 (03), 941-961 , 2023
    2023
    Citations: 45
  • Nexus between financial inclusion, digital inclusion and health outcomes: Evidence from developing economies
    RV Naveenan, CY Liew, P Kijkasiwat
    Social Indicators Research 174 (1), 367-408 , 2024
    2024
    Citations: 26
  • Utilizing Big Data Technology for Online Financial Risk Management
    J Kotti, CN Ganesh, RV Naveenan, SG Gorde, M Basha, S Pramanik, ...
    Artificial Intelligence Approaches to Sustainable Accounting, 135-148 , 2024
    2024
    Citations: 26
  • Exploring financial inclusion in MENA countries: an entropy weight approach
    N Ramaian Vasantha, CY Liew, P Kijkasiwat
    International Journal of Islamic and Middle Eastern Finance and Management … , 2023
    2023
    Citations: 20
  • Impact of group dynamics on team
    RVN Naveenan, BR Kumar
    American International Journal of Social Science Research 2 (2), 16-23 , 2018
    2018
    Citations: 17
  • Analyzing corporate disclosure in Indian banks: assessing compliance, corporate attributes, and performance implications
    N R. V, OK Loang, N Iqbal, S G, MA Shah
    Cogent Economics & Finance 12 (1), 2297589 , 2024
    2024
    Citations: 15
  • Green banking practices in India-the customer's perspective
    RV Naveenan, A Madeswaran, KR Arun
    Academy of Entrepreneurship Journal 27, 1-19 , 2021
    2021
    Citations: 13
  • Warning signals-a tool to control NPA in banks
    RV Naveenan
    Int. J. Adv. Res. Comput. Sci. Manage. Stud 4 (7) , 2016
    2016
    Citations: 12
  • Impact of capital adequacy and risk on bank performance: An empirical study
    A Pervez, RV Naveenan, AH Alyamoor, R Bansal, A Gupta, TJ Titus
    AIP Conference Proceedings 2587 (1), 050023 , 2023
    2023
    Citations: 11
  • Stability in chaos: impact of monetary, fiscal, and firm characteristics on investor sentiment in Asian emerging markets
    OK Loang, S Candra, RV Naveenan
    International Journal of Business and Society 25 (3), 1145-1164 , 2024
    2024
    Citations: 9
  • Cyber risk and the cost of unpreparedness of financial institutions
    RV Naveenan, G Suresh
    Cyber Security and Business Intelligence, 15-36 , 2023
    2023
    Citations: 9
  • Risk and return analysis of portfolio management services of Reliance Nippon Asset Management limited (RNAM)
    RV Naveenan
    Global J Manag Bus 6 (1), 108-117 , 2019
    2019
    Citations: 9
  • Empowering energy access: the influence of Islamic banking and Fintech on sustainable energy in MENA
    N Ramaian Vasantha, A Bossman, N Iqbal
    International Journal of Islamic and Middle Eastern Finance and Management … , 2026
    2026
    Citations: 7
  • Non Performing Assets in Public Sector Banks: A Cause Analysis
    RV Naveenan, BR Kumar, BV Lakshmi
    American Finance & Banking Review 2 (2), 14-19 , 2018
    2018
    Citations: 4
  • Effectiveness of NPA control measures in managing loan assets in banks
    RV Naveenan, S Levi, S Merlyn
    SCHOLEDGE International Journal of Business Policy & Governance 6 (7), 57-69 , 2020
    2020
    Citations: 3
  • Banking Dynamics and Economic Growth in India: Unveiling the Interplay of Key Performance Indicators
    RV Naveenan, T Viswanathan
    Indian Journal of Finance, 25-40 , 2025
    2025
    Citations: 2
  • Corporate social responsibility of Canara Bank–a systematic status review
    RV Naveenan, T Jarin, SRB Prabhu
    International Journal of Business Information Systems 40 (3), 376-398 , 2022
    2022
    Citations: 2
  • Revolutionizing digital financial inclusion with central bank digital currencies
    RV Naveenan, A Nanjundaswamy, OK Loang
    Global developments in central bank digital currency, 194-214 , 2024
    2024
    Citations: 1
  • Indian Online Retail Ecosystem-A Study on Flipkart deal with Walmart
    A Polisetty, VK Manda, N RV
    International Journal of Research and Analytical Reviews (IJRAR) , 2019
    2019
    Citations: 1
  • Evolving Financial Services: Metaverse Banking as Catalysts for Financial Inclusion in the Virtual Business World
    N RV, B Panda, S Mittal, R Babu S
    2026