Indervir Singh
@cuhimachal.ac.in
Assistant Professor, Department of Economics
Central University of Himachal Pradesh
RESEARCH INTERESTS
Institutional Economics, Development Economics, Microeconomics
Scopus Publications
Scopus Publications
Ashapurna Baruah and Indervir Singh
Routledge India
Indervir Singh
SAGE Publications
The present article examines the screening and monitoring strategies used by lenders to solve the problem of imperfect information in the rural informal credit market. The study uses data from a primary survey conducted in Punjab, India. The survey focuses on informal lending between commission agents and farmers. Data were collected from 120 randomly selected commission agents from four blocks. Each of the blocks represents a different development level. The results show that commission agents invested significant time and resources for screening and monitoring the farmers. The screening and monitoring were found to be more stringent in areas that were underdeveloped and had higher default risk. Commission agents could shift a significant share of the screening cost to the borrowers, thereby increasing their self-enforcement range. The study argues that high screening cost hurts small farmers. The regression results found a significant reduction in the default rate and the unrecovered loan due to screening strategies. JEL Classification: D81, E26, Q14
Indervir Singh, Jagdeep Singh, and Ashapurna Baruah
SAGE Publications
The study examines changes in earnings of the workers over 1 year. The results show differential impact of coronavirus disease 2019 (COVID-19) on income of the workers. The findings suggest that workers, whose occupations were restricted in the initial phase of lockdown, continue to do worse even after lifting the restrictions. Females, casual workers and the less educated are among the worst affected by the economic shock. They continue to lag behind with no sign of catching up with other groups. The study asks for short- and long-term policy measures to address the issue.
Indervir Singh
SAGE Publications
All public- and private-order institutions have strengths and weaknesses when it comes to the enforcement of contracts. In general, the availability of a low-cost legal system and multilateral reputation institutions is found to be more important for the long-term development of a country than bilateral reputation and private enforcement. The efficiency and cost of institutions differ considerably from place to place. The studies have observed that the cost of using private-order institutions is often lower than public-order institutions in underdeveloped economies. While the existing literature has substantially added to our understanding of contract-enforcement institutions, the issue of complementarity among these institutions has only recently received attention. Investigating this issue may considerably enhance our understanding of enforcement institutions and their economic impact. JEL: K12, K42
Ashapurna Baruah and Indervir Singh
Springer Singapore
Indervir Singh, Jagdeep Singh, and Ashapurna Baruah
SAGE Publications
This article traces income and employment changes through various phases of the lockdown based on primary data. It analyses the coping strategies of people in response to fall in their income. The article reveals that there was a large drop in income and employment with the announcement of lockdown. While there is some recovery with easing of the lockdown, the income at the time of survey is still substantially lower than its pre-lockdown level. Casual labour households with the largest fall in income and employment are the most affected. Income and employment losses are also higher among Scheduled Caste (SC) and Other Backward Caste (OBC) households. In the absence of any income, the households either had to live off their savings or had to borrow money for their basic needs. With rapidly depleting savings, borrowing approached its limits, and with slow recovery of income, households may need substantial government assistance to save them from deprivation.
S. S. Gill, L. Sidhu and Reena Marwah
Routledge India
List of Tables List of Figures Preface 1. Introduction Sucha Singh Gill, Lakhwinder Singh and Reena Marwah Part I. Issues in Sustainability of Indian Agriculture 2. Globalisation and Sustainability Issues in Asian Agriculture: A Case of India Sukhpal Singh 3. Globalisation and its Impact on Agriculture, Food Security and Social Welfare in Pakistan Usman Mustafa, Mirajul-haq and Iftikhar Ahmad 4. Agreement on Agriculture and Food Prices in Bangladesh Munim Kumar Barai 5. Inclusive Growth and Sustainable Application of Agriculture: An Examination of Major Indian States Rajeev Sharma and Inderveer Singh 6. Agricultural Risk, Weather Insurance, Derivatives and Agricultural Insurance Surjit Singh Part II. Ecological Concerns in Theory and Practice 7. Interrogating Marxian, Neoclassical and Green Perspectives on the Contradictory: Implications of Third World/Asian Development and Poverty for Global Sustainability Pritam Singh 8. Research on India and China National Strategy for Climate Change and their Practice in CDM Projects Xu Xiangyang 9. Ecological Implications of Agricultural Development in Punjab Inderjeet Singh and Parmod Kumar Part III. Core Themes in Economic Development 10. Role of Foreign Aid in Achieving Sustainable Development in Sri Lanka Anoma S. P. Abhayaratne 11. Economic Development, Foreign Direct Investment and Policy in India Lakhwinder Singh 12. Framework for Planning and Management of Sustainable Inclusive Cities H. S. Gill and Deepa Krishnan 13. Maintaining High Growth Rate and Future Energy Demand and Supply Scenario in India A. S. Bhullar Part IV. Resource Management and Policy Alternatives 14. Groundwater Markets, Irrigation Efficiency and Sustainability: A Study from North India A. Banerji, Gauri Khanna and J. V. Meenakshi 15. Sustainability of the Existing and Alternative Cropping Systems in the South-west Punjab Ranjit Singh Ghuman and G. S. Romana Part V. Discrimination and Socio-economic Equity in Development 16. Wageworkers Exposure to Discrimination and Work-related Insecurity in Punjab's Urban Unorganised Establishments: A Social Class Analysis Varinder Jain 17. Who Kill Their Daughters More: Insights from Census Data of Punjab Inder Jit Singh Part VI. Peasant Distress and Sustainability of the Cotton Economy 18. Does GM Technology Pay Rich Dividends? Farm Level Responses from BT Cotton Farmers in Maharashtra P. K. Viswanathan and N. Lalitha 19. Cotton Economy, Cotton Producers and BT Cotton Cultivation in Indian Punjab: An Assessment of Economic Impact and Sustainability Issues Sucha Singh Gill, Sukhwinder Singh and Jaswinder Singh Brar Bibliography Notes on Contributors Index