Agricultural and Resource Economics, Agricultural Marketing and Trade
5
Scopus Publications
166
Scholar Citations
7
Scholar h-index
7
Scholar i10-index
Scopus Publications
Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence Vikas Jaswal, Vinod Naik International Journal of Sociology and Social Policy, 2026 Purpose The research aims to explore whether financial confidence mediates the association between financial knowledge and access to financial services of farmers in the study region. Design/methodology/approach We tested the mediation model utilizing the Hayes PROCESS Macro plug-in for SPSS based on the data from 400 farmers in the Punjab state of India. We applied exploratory factor analysis to inspect the construct validity of the financial knowledge instrument. Additionally, we addressed the potential endogeneity using the two-stage least squares method with instrumental variables. Findings The study revealed that financial confidence significantly mediates between financial knowledge and access to financial services, explaining 26.23% of the total effect of financial knowledge on access to financial services, even after adjusting for covariates, including marital status, age, education, income and size of landholdings. Research limitations/implications The study provides implications for policymakers and financial institutions working to expand rural financial inclusion to enhance financial confidence, along with the financial knowledge of the farmers, to facilitate their access to financial services. The study additionally highlights the need for a public–private partnership to enhance the financial confidence of the farmers. Originality/value While earlier research has explored financial knowledge’s influence on financial inclusion, this study offers a nuanced understanding of how the interplay of financial knowledge and financial confidence influences farmers' ability to access financial services.
COMMERCIALISING INDIAN AGRICULTURE THROUGH FARMER-PRODUCER ORGANIZATIONS: A CRITICAL REVIEW Vipin Kumar, Vinod Naik Economic and Regional Studies Studia Ekonomiczne I Regionalne, 2025 Subject and Purpose of the Work This study seeks to address three core questions: the current status of Farmer Producer Organizations (FPOs) in India based on empirical evidence, the state of academic literature on FPOs, and potential directions for future research. Materials and Methods A systematic review was conducted in line with PRISMA guidelines. An initial pool of 250 peer-reviewed articles was retrieved from Scopus, Web of Science, ResearchGate, and Google Scholar. After removing duplicates and applying inclusion criteria-empirical focus, Indian context, and English language-a final set of 140 articles was selected for analysis. Results Findings indicate that FPOs are crucial institutional mechanisms for smallholder farmers, nearly 89.4 percent of whom operate holdings below two hectares. They enhance access to inputs, markets, credit, and capacity-building opportunities, resulting in higher farm incomes, reduced transaction costs, and greater bargaining power. Conclusion FPOs significantly promote agricultural commercialization and rural livelihoods. However, their long-term sustainability requires sound governance, financial resilience, and supportive policy environments. Future research should prioritize longitudinal and region-specific studies, particularly in underrepresented hilly and horticultural areas, to assess enduring impacts on farmer resilience.
Organic Vegetable Farming in Southern India: A Pathway to Enhanced Farmers’ Income Indian Journal of Economics and Development, 2025 The present study aimed to assess the impact of organic vegetable cultivation on the farm income of vegetable growers. Furthermore, to examine the factors influencing the adoption of organic farming and its impact on farm income, a Propensity Score Matching analysis was employed to address the issue of selection bias. The empirical findings from the propensity score matching analysis revealed several key attributes, including age, education, occupation, the size of the cultivated area, access to credit, market accessibility, training received, and extension support, which played pivotal roles in farmers' decision-making about organic vegetable cultivation. Notably, the use of propensity score matching effectively mitigated selection bias, yielding unbiased estimates of the treatment effect associated with organic vegetable cultivation. These insights can be leveraged to enhance awareness and improve the overall profitability of organic vegetable cultivation, fostering a more sustainable and economically viable approach to agriculture.
Modelling Travel Patterns and Predicting Spatial Temporal Movement of Inbound Tourists to India - A Markov Chain Approach Vinod Naik, Arun Bhatia, Kamal Singh, Aditi Sharma International Journal of Hospitality and Tourism Systems, 2025 Demand for tourism must be predicted in order to optimise management, increase income, and making policies for attracting the tourist’s. Repeat visitation along with managing inbound tourism demand is at the core of a destination marketing strategy. Tourism demand modelling has gained popularity among researchers in the current decade because of its predictive and analytical prowess. The present study, while making use of secondary data on inbound tourism (Foreign Tourists Arrivals- FTAs) spanning more than four decades (i.e. 1981-82 to 2022-23), offers valuable insight for Destination Management Organisations (DMO) towards repeat visitation based on results from Markov Chain Analysis. The analysis reveals that the number of tourists from the USA, Australia, and Canada has consistently grown at a faster rate than in other countries. However, decade-wise results from the Markov Chain Analysis identified that visitors from the UK, USA, and Bangladesh emerged as the most loyal sources of tourists visiting India across each decade. Despite this loyalty, projections for FTAs indicate a declining trend from the UK, USA, France, and Canada for the selected period. The research findings emphasize the need for the government to develop competitive tourism marketing strategies for attracting tourists from developed countries.
Growth and Instability Analysis of Indian Tea: An Application of Hazell’s Decomposition Model Indian Journal of Economics and Development, 2022 Indian tea is undergoing through a very difficult phase with the parameters studied like growth in the area, production and productivity, which showed marginal growth rate during the study period (1980-81to 2020-21) and a further additional factor of higher instability were observed with respect to yield levels of tea as compared to area and production. The results also revealed that the growth in the export quantity of tea was also very meagre as compared to the export value. Hazell's decomposition model examined the components of change in the production and sources of change in the variance of average production of tea. It was found that the major component that contributed to change in average production was the mean area, along with the major source of change in variance of production was area variance. The results implied that the development of location-specific varieties and suitable scientific crop production technologies are necessary to maintain the product's stability and improve the export share in the international market.
RECENT SCHOLAR PUBLICATIONS
Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence V Jaswal, V Naik International Journal of Sociology and Social Policy 46 (3-4), 473-493 , 2026 2026 Citations: 1
Evaluation of Minimum Support Price on Paddy Cultivation in the Indian State of Punjab: A Comprehensive Study K Dev, V Naik Available at SSRN 5462137 , 2025 2025
Economic and Technological Impacts of UAS-Bengaluru Crop Varieties on Karnataka Agriculture, India NKRVN Sagara Asian Journal of Research and Review in Agriculture 18 (3), 230-238 , 2025 2025
Modelling Travel Patterns and Predicting Spatial Temporal Movement of Inbound Tourists to India-A Markov Chain Approach. V Naik, A Bhatia, K Singh, A Sharma International Journal of Hospitality & Tourism Systems 18 (3) , 2025 2025
Financial Resilience in the BRICS Countries: Empirical Evidence from the Global Findex Survey 2021 VV Naik International Journal of Advances in Management and Economics 14 (2), 21-31 , 2025 2025
Assessing Financial Literacy Levels and Determinants among Farmers in Punjab, India V Naik Asian Journal of Agricultural Extension, Economics & Sociology 43 (5), 50-63 , 2025 2025 Citations: 2
Effective exchange rate volatility and its effect on tourism demand in India: A cointegration analysis A Bhatia, K Singh, V Naik Anais Brasileiros de Estudos Turísticos: ABET 14 (1), 3 , 2024 2024 Citations: 3
Comparative advantage and direction of trade in export of marine products from India KRNANDKS VINOD NAIK JOURNAL OF FARM SCIENCES 36 (2), 183-188 , 2023 2023 Citations: 1
Value Chain Analysis of Turmeric in Southern Karnataka V Naik THE MYSORE JOURNAL OF AGRICULTURAL SCIENCES 56 (01), 407-416 , 2022 2022 Citations: 1
Growth and Instability Analysis of Indian Tea: An Application of Hazell's Decomposition Model KRNNK Vinod Naik, Arun Bhatia Indian Journal of Economics and Development 18 (01), 175-180 , 2022 2022 Citations: 1
Impact of COVID-19 pandemic on coffee production and exports in India VNRRG K. R. NETHRAYINI THE JOURNAL OF RESEARCH ANGRAU 48 (4), 80-84 , 2020 2020 Citations: 2
Economic Viability and Financial Feasibility of Grapes vis-à-vis Raisin in Northern Karnataka, India V Naik, KR Nethrayini, GS Mahadeviah Research Journal of Agricultural Sciences 11 (06), 1259-1265 , 2020 2020
The adequacy and impact of the minimum support price (MSP): a case of cotton in Karnataka J Olekar, PB Gamanagatti, B Gururaj, V Naik, GM Gaddi Agricultural Economics Research Review 32 (conf), 238-238 , 2019 2019
Impact assessment of National Food Security Mission (NFSM) on pulses production in Karnataka, India-An economic analysis VR Naik, KR Nethrayini Asian Journal of Agricultural Extension, Economics & Sociology 33 (1), 1-12 , 2019 2019 Citations: 4
Resource–use efficiency and technical efficiency of turmeric production in northern Karnataka VNANDSB HOSAMANI Agriculture Update 12 (2), 175-182 , 2017 2017 Citations: 6
Changing direction and magnitude of India’s coffee exports in the post-liberalization era NKRN Vinod R Agricultural Situation in India 74 (2), 12-20 , 2017 2017 Citations: 18
Value Chain Analysis of Turmeric in Northern Karnataka, India VNSB Hosamani Asian Journal of Agricultural Extension, Economics & Sociology 16 (1), 1-8 , 2017 2017 Citations: 4
Socio-economic analysis of organic and non-organic vegetable growers in Belgaum district of Karnataka V Naik, LB Kunnal, KR Nethrayini 2016 Citations: 2
Growth and instability analysis of turmeric in India. N Vinod, SB Hosamani Journal of Farm Sciences 29 (3), 377-380 , 2016 2016 Citations: 15
Economic viability of organic farming: An empirical experience of vegetable cultivation in Karnataka VR Naik, L Kunnal, KR Nethrayini 2015 Conference, August 9-14, 2015, Milan, Italy , 2015 2015 Citations: 3
MOST CITED SCHOLAR PUBLICATIONS
Organic and inorganic cultivation of chilli and its marketing-an economic analysis VR Naik, LB Kunnal, SS Patil, SS Guledgudda Karnataka Journal of Agricultural Sciences 25 (2) , 2012 2012 Citations: 28
Changing direction and magnitude of India's major fruit export to Middle East countries. RA Yeledhalli, PH Patil, CP Chidanand Patil, VR Naik 2012 Citations: 21
Changing direction and magnitude of India’s coffee exports in the post-liberalization era NKRN Vinod R Agricultural Situation in India 74 (2), 12-20 , 2017 2017 Citations: 18
Growth and instability analysis of turmeric in India. N Vinod, SB Hosamani Journal of Farm Sciences 29 (3), 377-380 , 2016 2016 Citations: 15
Comparative economics of vegetable production under organic and inorganic farming in Belgaum district VR Naik Unpublished M. Sc. Thesis. University of Agricultural Science. Dharwad, India , 2010 2010 Citations: 15
Growth and export dimensions of Indian turmeric VRNH S. B International Research Journal of Agricultural Economics and Statistics 4 (1 … , 2013 2013 Citations: 14
Export performance of rice in India KR Nethrayini, VR Naik, HB Mallikarjun, S Siddayya Res. J. Agric. Sci 3 (2), 513-516 , 2012 2012 Citations: 10
Resource–use efficiency and technical efficiency of turmeric production in northern Karnataka VNANDSB HOSAMANI Agriculture Update 12 (2), 175-182 , 2017 2017 Citations: 6
Production, marketing and export performance of turmeric in Karnataka–An economic analysis V Naik Unpublished thesis , 2013 2013 Citations: 6
Comparative economics of organic and inorganic cultivation of tomatoes in Karnataka LBKMTD V. R. Naik. Green Farming 1 (5), 491-494 , 2010 2010 Citations: 5
Impact assessment of National Food Security Mission (NFSM) on pulses production in Karnataka, India-An economic analysis VR Naik, KR Nethrayini Asian Journal of Agricultural Extension, Economics & Sociology 33 (1), 1-12 , 2019 2019 Citations: 4
Value Chain Analysis of Turmeric in Northern Karnataka, India VNSB Hosamani Asian Journal of Agricultural Extension, Economics & Sociology 16 (1), 1-8 , 2017 2017 Citations: 4
Effective exchange rate volatility and its effect on tourism demand in India: A cointegration analysis A Bhatia, K Singh, V Naik Anais Brasileiros de Estudos Turísticos: ABET 14 (1), 3 , 2024 2024 Citations: 3
Economic viability of organic farming: An empirical experience of vegetable cultivation in Karnataka VR Naik, L Kunnal, KR Nethrayini 2015 Conference, August 9-14, 2015, Milan, Italy , 2015 2015 Citations: 3
Assessing Financial Literacy Levels and Determinants among Farmers in Punjab, India V Naik Asian Journal of Agricultural Extension, Economics & Sociology 43 (5), 50-63 , 2025 2025 Citations: 2
Impact of COVID-19 pandemic on coffee production and exports in India VNRRG K. R. NETHRAYINI THE JOURNAL OF RESEARCH ANGRAU 48 (4), 80-84 , 2020 2020 Citations: 2
Socio-economic analysis of organic and non-organic vegetable growers in Belgaum district of Karnataka V Naik, LB Kunnal, KR Nethrayini 2016 Citations: 2
Decomposition analysis of income difference between organic and inorganic chilli cultivation LBKKRN V. R. Naik. Green Farming 2 (2), 145-148 , 2011 2011 Citations: 2
Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence V Jaswal, V Naik International Journal of Sociology and Social Policy 46 (3-4), 473-493 , 2026 2026 Citations: 1
Comparative advantage and direction of trade in export of marine products from India KRNANDKS VINOD NAIK JOURNAL OF FARM SCIENCES 36 (2), 183-188 , 2023 2023 Citations: 1