Dr Rashmy Moray

@sims.edu

Associate Professor in Finance
Symbiosis International (Deemed) University



              

https://researchid.co/rashmygenius

RESEARCH INTERESTS

Fintech, Metaverse in financial services, Risk Management, Financial Literacy

7

Scopus Publications

Scopus Publications

  • Application of Metaverse in Learners’ Engagement
    Rashmy Moray
    Springer Nature Singapore


  • User Engagement in Financial Education on Metaverse
    Rashmy Moray
    IEEE
    The study intents to assess the efficacy of metaverse in influencing users’ engagement in financial education. TAM is used as hypothetical framework in the study comprising perceived ease of use (PEOU) and perceived usefulness (PU) as the exogeneous variables and the intention to use is engaged as antecedent affecting the user engagement. A predetermined questionnaire was used to gather the responses and the same was evaluated applying SEM method. The study findings demonstrate that PEOU and PU are significant indicator of users’ intention in determining the user engagement in the financial literacy on metaverse provided it is easy and hassle-free. The study extends valuable insights to the online financial educational stakeholders to assess, design and device immersive extended reality models for effective learning.

  • Technology in Industry 4.0
    Rashmy Moray and Amar Patnaik
    CRC Press

  • Factors Affecting Financial Decision of Lenders on Indian P2P Platforms-An Empirical Analysis


  • Creation of smart cities-Perception and strategies towards liveable futures


  • Implication of technology on economic progress of farmers: A case of India
    Vanishree Pabalkar and Rashmy Moray

    This paper stresses the implication that technology has an important role in the economic progress of farmers. Analysis through the structural equation modelling reveals that technology has a high impact on a significant portion of the rural areas. With 150 respondents from the Osmanabad district of the state of Maharashtra this study focusses on two major reasons for adoption of agro technology. The initial schedule contained 116 items on various dimensions of self-motivation, external influences, social development, economic development, economic progress, health, and behavioral aspects. 90 items were retained. Since it is a multivariable study, confirmatory factor analysis and Structural Equation Modeling (SEM) are used in this study for data analysis in addition to parametric statistical tools. SPSS (20.0) and AMOS has been used for the same. It has been found that there is a correlation between technology and economic progress of farmers and that health consciousness has increased and the behavioral pattern has changed among farmers in rural areas.