Doctorate in Management from Banaras Hindu nuiversity
RESEARCH, TEACHING, or OTHER INTERESTS
Finance, General Economics, Econometrics and Finance, Business, Management and Accounting, Statistics, Probability and Uncertainty
11
Scopus Publications
65
Scholar Citations
4
Scholar h-index
3
Scholar i10-index
Scopus Publications
A mini-approach for retail banking with transparent recommendation system enabled by explainable AI Palash Bairagi, Shrey Arora Discover Artificial Intelligence, 2026 This study investigates the role of Explainable AI (XAI) in improving the accuracy, efficiency, transparency, and trust in decision-making processes in personalized retail-banking recommendation systems. A thorough examination of machine learning models was conducted using a dataset from Kaggle, comprising 15,168 rows and 12 retail banking demographic features. To understand and validate recommendation model, we used methodologies from popular XAI library packages, such as LIME, SHAP, Yellowbrick, ELI5, and Alibi. The collaborative insights provided by PCA techniques resulted in the identification and removal of detrimental features, which significantly improved the model accuracy and precision. The Results in graphical representations and analyses provide guided model refinement strategies. The overall model accuracy demonstrated a notable improvement, increasing from 0.86 to 0.91, highlights the effectiveness of incorporating banking-related features within XAI-based recommendation systems. This positive performance trajectory further validates the superiority of the XAI models over their non-XAI counterparts across all evaluated features. In particular, the SHAP-enhanced Random Forest model, under the ensemble learning category, not only achieved higher accuracy but also excelled in terms of interpretability and bias detection capabilities. These results underscore the potential of XAI in banking applications, suggesting a pivotal shift towards models that offer enhanced precision and improved transparency, thereby fostering greater trust and reliability in personalized customer service recommendations.
Comparing the Best-Fit and Integrating Generative Deep Learning with Time Series Models for Metal Price Forecasting: A Predictive Analysis Palash Bairagi, Shrey Arora, Anindita Chakraborty 2024 1st International Conference for Women in Computing Incowoco 2024 Proceedings, 2024 Forecasting metal prices in volatile financial markets is a challenging task due to the non-linear and stochastic nature of price movements. This research integrates deep learning techniques with time series models to predict metal prices, focusing on the MCX Index. A novel Generative Adversarial Network (GAN) framework, coupled with a Convolutional Neural Network (CNN) as a discriminator and Gated Recurrent Units (GRU) as a generator, is proposed. Historical NSE metal spot price data, specifically gold and silver, were used for model training and evaluation. The empirical results demonstrated that the proposed GAN-based architecture outperformed other deep learning models, including LSTM and Bi-LSTM, in terms of forecasting accuracy. The study provides valuable insights into the application of deep generative models for financial forecasting, addressing key challenges associated with modeling non-stationary and noisy financial data.
Economic Sustainability and Humanized Intelligence in Online Buying Behavior: A Human-Centric Perspective P Bairagi, S Bansude, S Roy Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
A mini-approach for retail banking with transparent recommendation system enabled by explainable AI P Bairagi, S Arora Discover Artificial Intelligence , 2026 2026
Navigating the Future: Exploring Intelligent Systems for Sustainable and Robust Finance Priyanka Dhoot, Anuradha Patil, Abhishek Raidas, Palash Bairagi, Samarjit Roy Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Multicriteria Decision Making in Sustainable GRI-G4 Disclosure Framework M Kumar, P Bairagi, MP Charan Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Empowering MSME Sector: Unleashing Green Finance Swati Srivastava, Mayank Kumar, Pallavi Thacker, Pranay Raj Rathore, Palash ... Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Humanized Intelligent Analytics in Sustainable Finance and Economic Behaviors: Conclusion and Future Research Directions S Arosh, S Roy, P Bairagi, S Bhattacharyya, D De Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Energy Economics: Unraveling Sustainable Convergence of Oil Markets and Macroeconomic Signals S Arora, R Kaushik, P Bairagi Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Humanized Intelligent Analytics in Sustainable Finance and Economic Behaviours: A Systematized Outline Samarjit Roy, Palash Bairagi, Shuddhasatta Chowdhury, Ambarish Deb ... Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Examining hotel sustainable performance through triple bottom line lens Padma Charan Mishra, Rashmi Ranjan Panigrahi, Palash Bairagi, Sitanath Raiguru International Journal of Applied Systemic Studies , 2026 2026
Humanized Intelligence in Sustainable Finance and Economic Behaviours: Concepts, Frameworks, and Applications Samarjit Roy, Palash Bairagi, Siddhartha Bhattacharyya, Debashis De https://link.springer.com/book/10.1007/978-981-95-0599-9 1, XIV, 287 , 2026 2026 Citations: 1
Comparing the Best-Fit and Integrating Generative Deep Learning with Time Series Models for Metal Price Forecasting: A Predictive Analysis P Bairagi, S Arora, A Chakraborty 2024 First International Conference for Women in Computing (InCoWoCo), 1-8 , 2025 2025
DewMetrics: Demystification of the Dew Computing in Sustainable Internet of Things Samarjit Roy, Debadrita Panda, Byung-Gyu Kim, Palash Bairagi, Tamal Mondal ... Dew Computing The Sustainable IoT Perspectives 1, 3-39 , 2023 2023 Citations: 10
GST & Its Implication to Industry, Retail Investors in India P Bairagi Intl.J.Adv.Res.Comm&Mgmt 6 (3), 1-4 , 2020 2020 Citations: 1
Corporate Social Responsibility: A Case of JK Organisation HL Bhaskar, P Bairagi Perspectives in Finance 2, 103-120 , 2020 2020 Citations: 1
Firm Size Effect and Cross-Sectional Returns: A Study of Automobile Sector P Bairagi, A Chakraborty JOURNAL OF ADVANCED RESEARCH IN ACCOUNTING AND FINANCE MANAGEMENT 1 (1), 1-4 , 2019 2019
Influence of Risk Tolerance and Risk Perception on Investment Decisions A Behavioural Finance Perspective P Bairagi Varanasi , 2018 2018
Effect Of Gender, Age And Income On Investors' Risk Perception In Investment Decision: A Survey Study P Bairagi, A Chakraborty IUJ Journal Of Management 6 (2), 44-49 , 2018 2018 Citations: 12
Influence of Risk-Perception on Retail Investors’ Decision Making P Bairagi, A Chakraborty Asian Journal of Management 9 (2), 999-1004 , 2018 2018 Citations: 31
Industry-Academia collaboration: Paradigm shifts and avenues for the future N Singh, S Yadav, P Bairagi Akinik Publications , 2016 2016 Citations: 2
Impact of Stock Splitting on Volatility and Returns: A Study of Indian Stock Market P Bairagi, A Chakraborty Contemporary Issue in Commerce, Himalaya Publisher. 1, 1-9 , 2014 2014
MOST CITED SCHOLAR PUBLICATIONS
Influence of Risk-Perception on Retail Investors’ Decision Making P Bairagi, A Chakraborty Asian Journal of Management 9 (2), 999-1004 , 2018 2018 Citations: 31
Effect Of Gender, Age And Income On Investors' Risk Perception In Investment Decision: A Survey Study P Bairagi, A Chakraborty IUJ Journal Of Management 6 (2), 44-49 , 2018 2018 Citations: 12
DewMetrics: Demystification of the Dew Computing in Sustainable Internet of Things Samarjit Roy, Debadrita Panda, Byung-Gyu Kim, Palash Bairagi, Tamal Mondal ... Dew Computing The Sustainable IoT Perspectives 1, 3-39 , 2023 2023 Citations: 10
Impact of changes in Oil Price on Indian Stock Market VPR Palash Bairagi MANEGMA – 2014, 204-208 , 2014 2014 Citations: 4
Industry-Academia collaboration: Paradigm shifts and avenues for the future N Singh, S Yadav, P Bairagi Akinik Publications , 2016 2016 Citations: 2
Multicriteria Decision Making in Sustainable GRI-G4 Disclosure Framework M Kumar, P Bairagi, MP Charan Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Humanized Intelligent Analytics in Sustainable Finance and Economic Behaviors: Conclusion and Future Research Directions S Arosh, S Roy, P Bairagi, S Bhattacharyya, D De Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Humanized Intelligent Analytics in Sustainable Finance and Economic Behaviours: A Systematized Outline Samarjit Roy, Palash Bairagi, Shuddhasatta Chowdhury, Ambarish Deb ... Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026 Citations: 1
Humanized Intelligence in Sustainable Finance and Economic Behaviours: Concepts, Frameworks, and Applications Samarjit Roy, Palash Bairagi, Siddhartha Bhattacharyya, Debashis De https://link.springer.com/book/10.1007/978-981-95-0599-9 1, XIV, 287 , 2026 2026 Citations: 1
GST & Its Implication to Industry, Retail Investors in India P Bairagi Intl.J.Adv.Res.Comm&Mgmt 6 (3), 1-4 , 2020 2020 Citations: 1
Corporate Social Responsibility: A Case of JK Organisation HL Bhaskar, P Bairagi Perspectives in Finance 2, 103-120 , 2020 2020 Citations: 1
Economic Sustainability and Humanized Intelligence in Online Buying Behavior: A Human-Centric Perspective P Bairagi, S Bansude, S Roy Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
A mini-approach for retail banking with transparent recommendation system enabled by explainable AI P Bairagi, S Arora Discover Artificial Intelligence , 2026 2026
Navigating the Future: Exploring Intelligent Systems for Sustainable and Robust Finance Priyanka Dhoot, Anuradha Patil, Abhishek Raidas, Palash Bairagi, Samarjit Roy Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Empowering MSME Sector: Unleashing Green Finance Swati Srivastava, Mayank Kumar, Pallavi Thacker, Pranay Raj Rathore, Palash ... Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Energy Economics: Unraveling Sustainable Convergence of Oil Markets and Macroeconomic Signals S Arora, R Kaushik, P Bairagi Humanized Intelligence in Sustainable Finance and Economic Behaviours … , 2026 2026
Examining hotel sustainable performance through triple bottom line lens Padma Charan Mishra, Rashmi Ranjan Panigrahi, Palash Bairagi, Sitanath Raiguru International Journal of Applied Systemic Studies , 2026 2026
Comparing the Best-Fit and Integrating Generative Deep Learning with Time Series Models for Metal Price Forecasting: A Predictive Analysis P Bairagi, S Arora, A Chakraborty 2024 First International Conference for Women in Computing (InCoWoCo), 1-8 , 2025 2025
Firm Size Effect and Cross-Sectional Returns: A Study of Automobile Sector P Bairagi, A Chakraborty JOURNAL OF ADVANCED RESEARCH IN ACCOUNTING AND FINANCE MANAGEMENT 1 (1), 1-4 , 2019 2019
Influence of Risk Tolerance and Risk Perception on Investment Decisions A Behavioural Finance Perspective P Bairagi Varanasi , 2018 2018