Michael Amurtiya
@mautech.edu.ng
Department of Agricultural Economics and Extension
Modibbo Adama University of Technology Yola
Scopus Publications
Scholar Citations
Scholar h-index
Scholar i10-index
Scopus Publications
Amurtiya Michael, Abdu Karniliyus Tashikalma, and David Chinda Maurice
Mendel University Press
The Growth Enhancement Support Scheme (GESS) was initiated by the Nigerian government to boost agricultural production through the provision of ‘smart subsidies’ on some farm inputs to small‑scale farmers. This review highlights the successes and challenges of the Scheme’s implementation process across the country. The study reviewed scholarly articles and other secondary data from government sources on the scheme. Findings from the study revealed that the Scheme was able to deliver subsidised agricultural inputs to small-scale farmers with relative ease and at affordable rate which was able to boost farm output. However, the scheme is affected majorly by its politicization, the inability of the governments to release funds to agro-dealers leading to late delivery of inputs and the lack of support service (extension) to farmers. Based on these findings, it is therefore recommended that, adequate synergy should be established between all collaborating agencies of the government participating in the scheme to ensure adequate release of funds, timely disbursement of farm inputs and the provision of suitable support services to farmers.
Amurtiya Michael, Yuniyus Dengle Giroh, Mark Polycarp, and Zubairu Emmanuel Ashindo
Mendel University Press
The purpose of this study was to analyse rural farm households’ access to formal agricultural credit in Yola South Local Government Area of Adamawa state, Nigeria. Descriptive and inferential statistics were used to analyse the primary data collected using structured questionnaire (from 140 rural farming households). Findings from the study have shown that, 90 % of the respondents were male, mostly educated (70 %) and married (89 %) engaging in farming as their primary livelihood activity (about 81 %) with an average farm size of 2.47 hectares. The result of the binary logit regression has shown that level of education and income do influence access to credit positively, while age and distance to access point negatively influence respondents’ access to formal credit. The study further revealed that, lack of acceptable collateral / security, high interest rates, low financial literacy, and complex banking procedures were the main factors that limits the respondents’ access to credit facility from formal sources. In order for farmers to have an improved access to formal credits, the formation of strong groups that are viable to provide the needed capital is encouraged, banking operations should be simplified to suite farmers’ needs / convenience and financial literacy among farmers should be improved through awareness campaigns (in agricultural extension packages).