@jisuniversity.ac.in
Associate Professor, Department of Management Studies
JIS University
Banking, Microfinance, Fintech, Digital Literacy, Financial Literacy, Ecommerce
Scopus Publications
Amit Ghosh, Soumadip Kundu, and Sulagna Das
Inderscience Publishers
Lex Leonhardt, Sulagna Das, Avneek Singh Sandhu, Hiroshi Yamagata, and Alejandro Calvo
American College of Physicians
Sulagna Das, Amar Kumar Mishra, and Somnath Paul
Inderscience Publishers
Steve Onyeiwu and Sulagna Das
Emerald Publishing Limited
There has been an increase in the number of multinational banks (MNBs) in India and Nigeria. While the literature is replete with analysis of multinational banking in developed countries, not much is known about the drivers of multinational banking in developing countries. This chapter uses the linear probability estimation technique and a sample of 57 Indian and Nigerian banks to investigate firm-level determinants of bank internationalization, as well as inter-bank variations in the number of foreign branches/subsidiaries. The empirical results suggest that the decision by banks from India and Nigeria to internationalize is influenced by firm-level characteristics such as after-tax profit, capital adequacy ratio (CAR), total assets (TA or bank size), volume of customer deposits (CD) and the number of domestic branches. A bank’s decision to establish a given number of foreign branches and subsidiaries depends on variables such as CAR, CD and TA. Based on the empirical results, the chapter proposes some hypotheses about bank internationalization in developing countries.
Sulagna Das and B.C.M. Patnaik
Associated Management Consultants, PVT., Ltd.
The present paper examined the status of women in the state of West Bengal on the basis of microfinance. The paper is based on secondary data collected from published trend analysis report of NABARD from the year 2009-10 to the year 2014. The study was conducted on four types of banks, namely public sector banks, private sector banks, regional rural banks, and cooperative banks taken as the independent variable ; savings amount, total loan disbursed amount, outstanding loan amount were considered as the dependent variables. An attempt was made in the present study to analyze the data related to microfinance for women in the state of West Bengal by using a statistical tool, MANOVA. The analysis of the data found out that there is significant mean variation between the three variables of the four types of banks.
Sulagna Das and B. Patnaik
The present paper studied the microfinance status of the regional rural banks of Eastern India, which included the states of Bihar, Jharkhand, Odisha, and West Bengal for 3 years. The study was based on secondary data. To study made a comparative analysis with respect to the number of self-help groups, savings amount of the SHGs, total loan disbursed by SHGs, outstanding loan and NPAs of the SHGs for SHG scheme, SHG under SGSY scheme, and WSHG scheme. Lastly, the study also made an attempt to analyze and interpret the reasons for the differences.