Viswanathan Thangaraj
@sibmbengaluru.edu.in
Associate Professor
Symbiosis International University
RESEARCH, TEACHING, or OTHER INTERESTS
Economics, Econometrics and Finance, Decision Sciences
Scopus Publications
Scholar Citations
Scholar h-index
Scholar i10-index
Scopus Publications
Swarnalakshmi Umamaheswaran, Vandita Dar, John Ben Prince, and Viswanathan Thangaraj
Emerald
Purpose This study aims to explore the perceptions of investors regarding the risks associated with funding renewable energy projects in India, as well as the various factors that influence these perceptions. The investigation is limited to debt providers and seeks to pinpoint the primary risks that bankers perceive and the drivers that shape these perceptions. Design/methodology/approach This study draws on interviews and surveys of Indian bank executives, investigating how finance providers perceive risks in the Indian context and the factors driving such perceptions. Qualitative interviews have been used for operationalizing “risk perception” within the renewable energy domain, followed by a quantitative survey and exploratory factor analysis. Findings The authors find that experience and capacity are the most important factors that account for 30% of the overall variance. The second factor, which accounts for 15% of the variance, includes the perceived risks in funding renewable energy projects as compared to infrastructure projects. Among individual risks, the authors find that bankers perceive technological risk to be the lowest (5%) and contractual and regulatory risks as the highest (66%) in renewable energy projects. Research limitations/implications The study contextualizes risk perception toward renewable energy investments in the Indian context by drawing from the risk perception literature and qualitative interviews with senior bankers. It presents empirical evidence on the decision-making behavior of bankers, who are important stakeholders of the renewable energy ecosystem. The main limitation of the study is the relatively small sample, and generalizing the results to the broader population might require a larger sample. This will facilitate the use of confirmatory factor analysis and structural equation modeling, which can facilitate a more comprehensive understanding of risk perceptions in renewables financing. Originality/value Insights gained can be used to provide policy recommendations for improving the financing ecosystem of renewable energy projects. The research significantly contributes to the extant literature within the renewable energy financing domain for emerging economies.
B. N. S. S. Kiranmai and Viswanathan Thangaraj
Springer Nature Singapore
Asha Nadig and T. Viswanathan
Inderscience Publishers
Neha Chhabra Roy and Viswanathan Thangaraj
Emerald
Purpose This study aims to gauge the effect of rural–urban migration and its challenges on the urban development of Bengaluru. This study examines the driving forces behind urbanization and its impact on social, economic and environment areas. The research helps to establish the sustainable city planning, after evaluation of specific challenges of zones, and this mitigation will optimize government investment and reduce cost. Design/methodology/approach Bengaluru is used as a study area to examine the interaction of migration and urban development. The study covers the period between 2011 and 2019. Panel data analysis is applied to measure the effect of urban development indicators on urban migration. The authors applied the integrated urban metabolism analysis tool to quantify the urban development indicators and identified the most critical areas for migrants. Later, authors proposed mitigation measures based on alternate scenario approach. Findings The authors found that there is a mixed effect of urban migration on urban development across various zones in Bengaluru. Besides, the authors suggest how planned collaboration should play a significant role in urban planning and optimize city planning judiciously. Effective mitigation measures should be developed based on zone-specific core issues, and practical trainings, research, public awareness campaigns and skill up-gradation of migrants would enhance the socio-economic and environmental conditions. Research limitations/implications The study will support the ongoing and upcoming initiatives launched by the Government of India i.e. Awas Yojna, Atmanirbhar Bharat and Swach Bharat. Practical implications The structured city planning suggested in the study will help to save wastage of resources and cost and time of developers and policymakers. This will also help to upgrade the status of migrants and enhance the ambience of city around social, economic and environment fronts. Originality/value The first of its kind of innovative model mapped in the study area establishes a link between strategic city planning under rural–urban migration and urban development.
Viswanathan Thangaraj and John Ben
Springer Nature Singapore
Asha Nadig and T. Viswanathan
Inderscience Publishers
T. Viswanathan, R. Sriram, and Prathana Mukherjee
Inderscience Publishers
T. Viswanathan and Manu Stephen
Springer Singapore
Neha Chhabra Roy and Viswanathan Thangaraj
Emerald Publishing Limited
This study gauges the profitability and performance of Indian commercial banks under the technology advancements. In this study, the authors identified three domains that give advantage to banks due to technology incorporation, that is, increased sales revenue, reduced operating expenses, and increased employee productivity. The authors assess the effect of these domains on banks’ profitability and performance. This study is conducted for the period between the years 2003 and 2018 across 34 public and private banks for empirical analysis. The authors examined the impact of investment in technology on the profitability using panel data analysis and evaluated the long-term effect of technology investment using the vector error correction model. This study found that there is a mixed effect of technology spend on the profitability and performance of Indian banks, where private sector banks are more aggressive in technology investment as compared to the public sector banks. This study recommends an optimal technology-related strategy to gain improved productivity for the banking business, that is, planned technology reserves, customer awareness campaigns about technology-enabled products, and robust employee–customer motivation policy.
Mohan Gopinath, Aswathi Nair, and Viswanathan Thangaraj
SAGE Publications
It would seem logical that in a perfect world, a corporation’s espoused values would match its enacted values, This match of two sets of values is also known as ‘value congruence’, a situation where the organizational values are in tune with the employees’ values. However, there are many ways by which an organization can create a tension between its espoused and practiced values. The two main reasons relate to how it conducts its business and how it treats its employees. It was observed from the Espoused Value Analysis survey that only 40 per cent of the respondents perceive the employees in their organization are aware of the vision, mission and values. The findings also suggest that when behavioural integrity is boosted, then commitment to the espoused values of the organization is enhanced. Hence, it is inferred that there is significant gap between espoused and enacted values within the sample organizations chosen for the study. Despite this lack of awareness in values, 61 per cent of the employees felt their organization does not adopt unethical means to achieve business goals. The value congruence depends on how an organization deploys its value system, practices behavioural integrity and closes the perceived gaps.
Neha Chhabra Roy and T. Vishwanathan
Current Science Association
The banking industry has been going through rapid transformation due to progressive economic reforms, changing demographics and fast-paced technological developments. Banks in India have been facing multitudinous challenges such as regulatory risks, upgradation of technology, intense competition, workforce challenges and operational risk. Workforce challenge plays a vital role among other challenges. The extant literature review shows that several studies have identified various workforce challenges of banks. However, their impact has not been quantified for effective risk mitigation. Such studies are more observatory than investigational. The present study aims to identify the major workforce challenges of banks through a structured approach that includes literature review, focus group discussion, assimilation of consultancy reports and conducting risk perception survey. The scope of the current study is limited to Indian public and private sector banks. As per literature review, the major workforce challenges identified are lack of required skills, performance management, inadequate recruitment and career planning and increasing staff cost. The workforce challenges are identified using factor analysis and a conceptual model is proposed for mitigation of key challenges.